List of BDO Personal Loan Requirements 2024 for Application Process
BDO PERSONAL LOAN REQUIREMENTS 2024 – Here are the documents that locally-employed individuals must submit to apply for the BDO Unibank loan offer.
In the Philippines, one of the most popular banking entities is BDO Unibank. It has several branches across the nation and millions of clients composed of not only individuals in the country but as well as abroad.
Through the years, BDO Unibank has gained the trust and confidence of countless individuals. Its offer encompass different types of bank accounts including savings and checking accounts, credit cards, loans, and several other financial services.
Aside from the BDO Housing Loan, the bank also has a multi-purpose cash loan offer — the BDO Personal Loan which is open for both salaried and on-salaried individuals. You may apply for it to finance a car repair, to travel abroad, to fund an event, to make a huge purchase, etc.
The loan is payable for up to 36 monthly installments thus there is really an option for light monthly amortizations. The loan offer is open for individuals who are at least 21 years old upon the loan application but not more than 60 years old at the time of the end of the loan term.
Aside from the said BDO Personal Loan requirements in terms of eligibility to apply for the loan offer, there are also documentary requirements that must be submitted to apply for the offer.
As mentioned, the loan offer is open for locally-employed individuals. Here are the BDO Personal Loan requirements for application:
- any of the following government-issued IDs (front and back)
- Preferred IDs – Driver’s License, Philippine Passport, TIN ID, SSS ID or GSIS ID eCard
- Other acceptable IDs – UMID Card, PhilSys ID, Voter’s ID, Philippine Postal ID, PRC ID or Philhealth ID
- Copy of Employment Contract or Certificate of Employment
- Letter from the Embassy (if Embassy Official)
- PLUS any of the following:
- Alien Certificate of Registration (ACR) or Immigrant Certificate of Registration (ICR) or ACR-I
- valid VISA and work permit
- valid passport with any of the following: Special Investors Resident VISA, Special Non-Immigrant VISA for PEZA or VISA with EO226
- proof of income
- Latest Income Tax Return (ITR) duly stamped and received by the Bureau of Internal Revenue or BIR Form 2316 signed by employer’s authorized representative
- Latest full month’s payslip
- Original Certificate of Employment indicating status, service tenure and compensation breakdown
- If with credit card from other banks, copy of the latest two (2) months statement of credit card existing at least one (1) year
