Guide on PNB-PAL Mabuhay Miles World Mastercard Features & Requirements for Application
PNB-PAL MABUHAY MILES WORLD MASTERCARD – Here are the features of this credit card offer of the Philippine National Bank.
A lot of people like to travel for leisure while some others are usually out of the country for business and work purposes. Whether it is for business or vacation, there is a huge advantage in traveling with a credit card that can help you anytime. One of the entities that you may turn to for it is the Philippine National Bank.
More popularly called PNB, the Philippine National Bank has several personal and business finance products and services. Aside from the PNB loans that have helped countless people, the bank also has several credit card offers which include the PNB-PAL Mabuhay Miles World Mastercard.
There are several excellent benefits and features that await the cardholders of the PNB-PAL Mabuhay Miles World Mastercard. Here are the features and benefits of this credit card offer:
- get 2,000 Mabuhay Miles welcome gift
- earn rewards points and redeem for Mabuhay Miles at the low rate of 1 point = 1 mile
- enjoy additional free 10,000 Mabuhay Miles when you spend at PAL
- avail Priority Check-in at PAL Business Class Counters
- enjoy airport lounge access with Mastercard Airport Experiences (MCAE)
- enjoy access to travel and medical concierge service World Assist
- cash advance of up to 30% of your credit limit
- spend securely with Card Protect
- up to P1M coverage when traveling on a round-trip flight or travel charged on the credit card
- up to P250k coverage for purchases with Free Purchase Protection Insurance
- choose between ingle or dual currency billing
- FREE annual fee for life for all PNB Supplementary Credit Cards
- multiple installment options such as the following:
- Balance Transfer or moving the balances in your other credit card to your new PNB Credit Card
- Convert-to-Cash, by converting your credit limit to cash and pay light installmentrs
- Transaction Conversion, convert your straight payments into installments
- Zero % Affordable Payment Plan (ZAPP), zero interest for installments up to 24 months when shopping in PNB partner merchants
- global and online acceptance
- contactless payment
- up to P250k coverage for only P120 per year for the Fraud Transaction Insurance
The Philippine National Bank credit cards are among those with the least eligibility requirements for application. To qualify for the PNB-PAL Mabuhay Miles World Mastercard offer, here are the qualifications that a credit card applicant must meet:
- at least 21 years old but not more than 65 years old at the time of the credit card application
- with an annual income of at least Php 120,000
The credit card offers of PNB is open for both salaried and non-salaried Filipinos as well as foreign nationals who want to apply for the loan offer. The documentary requirements may vary.
Here is a guide on the requirements set by the bank in applying for the PNB-PAL Mabuhay Miles World Mastercard offer:
Employed Filipinos
- latest one (1) month payslip or Certificate of Employment indicating the Gross Income, Date Hired, and Position or ITR or active principal credit card number with at least 1 year membership
- government-issued ID bearing photo and signature
- Proof of billing (any of the following):
- Utility Bills
- Credit Card Statement of Account
Self-Employed Filipinos
- Latest Income Tax Return with BIR Stamp and latest Audited Financial Statement
- government-issued ID bearing photo and signature
- Proof of billing (any of the following):
- Utility Bills
- Credit Card Statement of Account
Foreign National
Option 1
- Passport
- Alien Certificate of Residence (ACR)
- Proof of billing (for non-carded or non-depositor)
- Utility Bills (electricity, telephone, etc.) or Credit Card Statement of Account
- And any of the following:
- National ID
- Internal Revenue Service (IRS) ID
- Social Security Number (SSN) ID
- Driver’s License
- Work permit issued by DOLE (mandatory requirement) if employed in the Philippines
- Company ID issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC, or IC
Option 2
- Passport
- Unexpired Philippine Retirement Authority ID (PRA) or Special Resident Retiree’s Visa (SRRV)
- Proof of billing (for non-carded or non-depositor)
- Utility bills (electricity, telephone, etc.) or credit card statement of account
- And any of the following:
- Bureau of Immigration Approved Order
- Certificate of Deposit issued by the Bank where the PRA/Visa is deposited