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BDO Cash Loan Interest – Here’s A Guide on the Interest Based on Loan Term

List of BDO Cash Loan Interest Rates Per Loan Term

BDO CASH LOAN INTEREST – Here is a guide on the interest rate implemented by BDO Unibank under its personal loan offer based on the loan terms.

Nowadays, most people have several options to turn to when the time comes that there is a need for some funds. Among these options are the loan offers of the banks and lending companies that are undeniably growing in number in the Philippines.

In fact, aside from banks that perform on a face-to-face function, there are already digital banks in the country ready to cater services amid the new normal now.

Back to the options provided by loans, one of those entities that you can turn to is BDO Unibank. It is one of the banking giants in the country and it earned the trust of many Filipinos when it comes to their banking needs.

BDO Cash Loan Interest

BDO Unibank has loan offers, different deposit accounts, credit card offers, investment opportunities, insurance policy offers, and remittance services among others. If you are in need of funds for multiple purposes or the usage won’t be for buying a vehicle or a residential property, its personal cash loan offer is great for you.

The BDO said multi-purpose loan offer is open for both employed and self-employed individuals. For other qualifications in applying for it, you may visit – BDO Personal Salary Loan: Who Are Qualified To Apply For It.

You may repay the loan in six (6) months and up to 36 months or 3 years. The loan term is one of the factors in the BDO Cash Loan interest rate.

To check on the BDO Cash Loan interest rates based on the loan term, please refer to the following:

  • 6-Month Loan
    • Factor Rate: 0.179667192
    • Monthly Add-on Rate: 1.30%
    • Effective Rate per Annum: 26.27%
  • 12-Month Loan
    • Factor Rate: 0.095836960
    • Monthly Add-on Rate: 1.25%
    • Effective Rate per Annum: 26.63%
  • 18-Month Loan
    • Factor Rate: 0.068058532
    • Monthly Add-on Rate: 1.25%
    • Effective Rate per Annum: 26.76%
  • 24-Month Loan
    • Factor Rate: 0.054167533
    • Monthly Add-on Rate: 1.25%
    • Effective Rate per Annum: 26.58%
  • 36-Month Loan
    • Factor Rate: 0.040279967
    • Monthly Add-on Rate: 1.25%
    • Effective Rate per Annum: 25.98%

You may also visit – BDO Salary Cash Loan: Minimum & Maximum Loanable Amounts Under It.

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