China Bank Personal Loan – Is Collateral Needed in Applying For It?

Guide on Whether A Collateral Is Required in Applying for China Bank Personal Loan or Not

CHINA BANK PERSONAL LOAN – Here is a guide on whether a collateral is required in applying for it or not.

Nowadays, a lot of people are constantly dealing with financial problems. Sadly, it is because not everyone is aware of the many options that are available on the surface.

These options are provided by the government agencies, banks, and lending companies. You may not be eligible in certain offers but there is a wide range of offer that may be open for you.

Let us take for example the loans offered by China Bank Savings. They are open for the public provided that the applicant passes the eligibility and documentary requirements.

China Bank Personal Loan

One of the loans offered by the bank is the China Bank Personal Loan. It is a multi-purpose cash loan offer that can help you whether you are into making ends meet or making a longtime dream come to reality.

Under the China Bank Personal Loan, there is no need for a collateral. You just have to submit the following documents in applying:

  • Duly-accomplished loan application form
  • For employed…
    • photocopy of any company ID
    • any one (1) government-issued ID with specimen signature
    • photocopy of at least three (3) months payslip
  • For self-employed…
    • photocopy of two (2) government-issued IDs with specimen
    • photocopy of the latest two (2) years ITR with AFS
    • photocopy of three (3) months bank statements
    • photocopy of DTI registration
    • list of customers/suppliers with contact details
  • Photocopy of Credit Card Statement of Account

Do you want to know how much you can borrow under this China Bank Savings loan offer? You may visit – China Bank Savings Loan – How Much You May Borrow.

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