CTBC BANK SALARY LOAN – How To Apply For Salary Loan To CTBC Bank

Guide on How To Apply for the CTBC Bank Salary Loan

CTBC BANK SALARY LOAN – Here is a guide on how to apply for the salary loan offer of the CTBC Bank.

Nowadays, more and more banks initially based abroad are coming to the Philippines and offering services to the public. One of the international banks in the Philippines is the CTBC Bank.

The CTBC Bank is one of the largest banks in Taiwan. Its branches and prominence have extended to other countries including the Philippines where it caters several services including loans.

With regards to the loans offer by the bank, one of them is the CTBC Bank Salary Loan. It is a cash assistance for both employees and self-employed individuals.

Based on the official website of the bank, the salary loan offer is a multipurpose loan that does not require a collateral from the applicants. The repayment for the loan is done through the Post-Dated Checks (PDCs).

Here is a guide on how to apply for the CTBC Bank Salary Loan:

Step 1 – Check on the Eligibility Criteria

For Employed Applicants:

• 23-60 years old
• Filipino citizen
• in a permanent status and is working for at least a year in the current employment
• w/ office landline

For Self-Employed Applicants:

• 25-60 years old
• Filipino citizen
• Credit Card holder
• w/ office and home landline or mobile phone number
• Registered business that is operational for at least three(3) years for Trading and Services Industry or five(5) years for other industries

Step 2 – Gather the requirements.

For Employed Applicants:

• Completely filled out application form
• Photocopy of latest ITR / BIR Form 2316
• Photocopy of ID issued by the employer (with photo and signature)
• Photocopy of one (1) month latest payslip

For Self-Employed Applicants:

• Completely filled out application form
• Photocopy of latest BIR Form 1701 / 1702
• Photocopy of unexpired Certificate of Registration from the Department of Trade and Industry (DTI)
• Photocopy of latest two (2) months credit card statements
• Photocopy of latest six (6) months bank statements of account/s
• Photocopy of the face of credit card
• Photocopy of two (2) government-issued IDs with photo

Step 3 – Submit the requirements to the nearest CTBC Bank.

Bring your requirements to a CTBC Bank and ask for a copy of the loan application form. Provide the necessary information and submit it together with the other requirements to a bank officer. Have it checked.

The CTBC Bank will evaluate the loan application and will inform the applicant regarding its status. For approved application, the amount may be released through any of the following:

• CTBC Bank All-Day Access Card
• Credit to your CTBC Bank account
• Via Manager’s Check
• Credit to your other Bank account

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