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PNB Smart Home Loan – How Much You Can Borrow Under This Loan

Guide on How Much You Can Borrow Under the PNB Smart Home Loan

PNB SMART HOME LOAN – Here is a guide on how much you can borrow under the home loan offer of PNB Savings Bank.

In the Philippines, there are several subsidiary banks with excellent offers. One of them is the PNB Savings Bank, a subsidiary bank of the Philippine National Bank or more commonly called as PNB.

The PNB Savings Bank got different loans from its multi-purpose loan, to the car, to the housing loan, and to the business loans. If you are in need of cash but not for the purchase of a house or a car, you may apply for the PNB Multipurpose Loan.

If you plan to buy a car, whether it is brand new or pre-owned, and you need some cash assistance, you may apply for the auto loan offer of the bank. It can help you get your dream car although you cannot pay for it in full yet.

PNB Smart Home Loan

With regards to an assistance in buying a house, you may apply for the PNB Smart Home Loan. It is open for the purchase of any of the following:

  • residential lot
  • house and lot
  • condominium unit
  • townhouse
  • house construction
  • loan take-out

Who are eligible to apply for the said PNB Savings Bank loan offer?

To be eligible to apply for the said home loan offer, the applicant must be:

  • a Filipino citizen or a natural-born Filipino who lost citizenship
  • at least 21 years old but not more than 65 years old upon the loan maturity
  • employed or self-employed

How much can you borrow under the PNB Smart Home Loan?

  • Minimum Loanable Amount – Up to 80% of the appraised value of the property
  • Maximum Loanable Amount – Up to 60% of the appraised value of the property

Do you want to apply for the said PNB Savings Bank loan offer? Feel free to visit the official website of the bank – https://www.pnbsavings.com.ph/pnb-smart-home-loan.

Thank you for visiting our website. We hope we have helped you with regards to this matter. You may keep coming back for more informative guides.

READ ALSO: PNB SAVINGS BANK LOANS – Full List of PNB Savings Bank Loan Offers

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