PNB Personal Loan – Is Credit Card Required in Applying for It?

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Guide on Whether Credit Card Is Needed in Applying for PNB Personal Loan or Not

PNB PERSONAL LOAN – Here is a guide on whether a credit card is required in applying for the said PNB Savings Bank loan offer or not.

A lot of people ran out of cash even before the next payday arrives. Each of has our own set of expenses and, sadly, there are unforeseen cases like medical emergencies.

When financial emergencies cross the surface. among the quickest options are the loans. There are several banks, lending companies, and government entities that offer it.

There are loans that are open for the public while there are also those that are exclusive to a group of individuals. One that belongs in the latter is the PNB Personal Loan offered by the PNB Savings Bank.

PNB Personal Loan

The PNB Savings Bank is a subsidiary bank of the giant government bank Philippine National Bank (PNB). It has several loan offers.

The PNB Personal Loan is excellent for those who are in need of cash but not for the purchase of a house or a car. It can help you make ends meet, purchase an appliance, travel, enjoy some vacation away from work, etc.

Who are eligible to apply for this loan offer?

As an exclusive offer, the PNB Personal Loan is open for the employees of the accredited companies. In applying for it, there is no need for the applicant to be a credit card holder. Do you want to go for a company accreditation? The following must be prepared and submitted to PNB Savings Bank:

  • Company Profile
  • Security Exchange Commission (SEC) or Department of Trade and Industry (DTI) Registration
  • Articles of Incorporation
  • Company By-Laws
  • Company General Information Sheet
  • Business Permit
  • Audited Financial Statements stamped by the Bureau of Internal Revenue (BIR)
  • Income Tax Returns for the past three (3) years
  • A Board Resolution for corporations / Resolution of Partners for partnerships authorizing the:
    • Application for accreditation under the Multi-Purpose Loan Program
    • Execution of the Memorandum of Agreement (MOA)
  • Signature Card

Thank you for visiting our website. We hope we have helped you with regards to this matter. You may keep coming back for more informative guides.

READ ALSO: PNB SAVINGS LOANS – List of Loanable Amounts Under PNB Savings Bank Loans

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