PNB Visa Gold — Enjoy A Credit Card that Pays You Back

Guide on PNB Visa Gold Credit Card Features & Requirements for Application

PNB VISA GOLD CREDIT CARD – Here are the features of this credit card offer of the Philippine National Bank or more commonly called PNB.

Are you excited to have your credit card? Surely, while the long list of credit card offers provide you with a lot of options, it can also increase the challenge in picking the best one. One of the entities with excellent credit card offers is the Philippine National Bank.

More popularly called PNB, the Philippine National Bank is operating in the country for decades now. Through the years, it has continuously grew its offers which now include multiple PNB loans and credit card offers. One of the latter is the PNB Visa Gold.

There are a lot of amazing features and benefits that the PNB Visa Gold credit card has for the cardholders. Here are the beneficial offers that await you:

• enjoy 1% rebate on your revolved interest

• secured spending experience with Card Protect

• low annual fee

• zero annual fee for life for all your PNB Supplementary Credit Cards

• wide global acceptance

• access to easy online shopping for wide online acceptance

• you can pay your bills in Peso even your transactions abroad

• multiple installment options such as the following:
  • Balance Transfer or moving the balances in your other credit card to your new PNB Credit Card
  • Convert-to-Cash, by converting your credit limit to cash and pay light installmentrs
  • Transaction Conversion, convert your straight payments into installments
  • Zero % Affordable Payment Plan (ZAPP), zero interest for installments up to 24 months when shopping in PNB partner merchants

• up to Php 250,000 Purchase Protection Insurance coverage of purchased items through the credit card against accidental damage within 90 days from the date of purchase

• up to Php 1 million travel insurance coverage when travel ticket is charged to your PNB-PAL Mabuhay Miles Platinum Mastercard

• up to Php 250,000 Fraud Transaction Insurance coverage when your cards gets lost or stolen

One of the best things about the credit card offers of the Philippine National Bank is the short list of eligibility requirements. The bank does not require the applicant to be an existing credit cardholder.

Here are the qualifications in applying for the PNB Visa Gold credit card offer:

• at least 21 years old but not more than 65 years old at the time of the credit card application
• with an annual income of at least Php 120,000

With regards to the documentary requirements in applying for the PNB Visa Gold offer, the lists vary among the salaried and the non-salaried Filipinos as well as foreign nationals who want to apply for the offer. Here are the requirements in applying for the credit card offer:

Employed Filipinos

• latest one (1) month payslip or Certificate of Employment indicating the Gross Income, Date Hired, and Position or ITR or active principal credit card number with at least 1 year membership
• government-issued ID bearing photo and signature
• Proof of billing (any of the following):
  • Utility Bills
  • Credit Card Statement of Account

Self-Employed Filipinos

• Latest Income Tax Return with BIR Stamp and latest Audited Financial Statement
• government-issued ID bearing photo and signature
• Proof of billing (any of the following):
  • Utility Bills
  • Credit Card Statement of Account

Foreign National