RCBC Home Loan Requirements & Qualifications for Employed Applicants

Guide on RCBC Home Loan Requirements & Qualifications in Applying for Offer

RCBC HOME LOAN REQUIREMENTS – If you are employed, here are the qualifications and documentary requirements in applying for home loan.

The Rizal Commercial Banking Corporation (RCBC), one of the biggest and most trusted banking firms in the Philippines, has multiple loan offers that can attend to big moves like getting a residential property. You can check the details of its offer below.

RCBC Home Loan Requirements
Photo Credit: GMA News

RCBC Home Loan:

The Rizal Commercial Banking Corporation is one of the banks that has a home loan offer. It is open to finance several purposes including the following:

  • acquisition of house and lot / vacant lot / condominium unit
  • refinancing your existing home loan
  • house construction
  • home renovation
  • multi-purpose loan

Do you want to get an estimate of how much you may borrow under this RCBC loan offer? For a guide on the loanable amounts, you may visit – RCBC Loan Offers – Full List of Minimum & Maximum Loanable Amounts.

Qualifications. To be eligible to apply for this RCBC Home Loan offer, the borrower-applicant must be:

  • a Filipino citizen or dual citizen; or a foreigner married to a Filipino citizen
  • having a mobile number, residence landline, or office landline
  • at least 21 years old upon the loan application
  • not more than 65 years old upon the loan maturity
  • employed at a locally company for a year already
  • earning at least Php 40,000 gross monthly income per month

Requirements. Prepare the following documents and submit them to the bank in applying for the personal cash loan offer:

  • duly-accomplished and signed RCBC Home Loan Application Form
  • Copy of TCT and Tax Declaration
  • Bill of Materials (for home construction)
  • proof of incomes:
    • Certificate of Employment (COE) or latest Income Tax Return (ITR)
    • 2 valid government-issued IDs
    • Tax Identification Number (TIN)
    • Utility bill

For a guide on the other RCBC loan offers, you may visit – RCBC Personal Loans & Corporate Loans Offered To Public (Full-List).

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