Features of RCBC Visa Platinum Credit Card & the Application Requirements
RCBC VISA PLATINUM CREDIT CARD — Enjoy the PREFERRED lifestyle and a VIP Travelers Card through this Rizal Commercial Banking Corp. offer.
Are you looking for a credit card that can be your best buddy when traveling? Traveling abroad is best with a credit card that is packed with excellent features and benefits that can make things so much easier.
In the Philippines, one of the entities that you may turn to for a credit card offer is Rizal Commercial Banking Corporation. More popularly called RCBC, it is one of the longest-serving banks in the country.
The RCBC has several branches across the nation. Thus, its offers are really accessible to the public. It has loan offers including the RCBC Personal Loan and the RCBC Auto Loans. It also has multiple credit card offers.
One of the credit card offers of Rizal Commercial Banking Corporation is the RCBC Visa Platinum Credit Card. It is best for travelers.
Here are the features and benefits that await the cardholders of the RCBC Visa Platinum Credit Card:
- earn 1 PREFERRED AIRMILE for as low as Php 25 for overseas in-store or online spend
- earn 1 PREFERRED AIRMILE for every Php 48 for local spend
- enjoy access to cash loan for your future plans
- Free Travel Insurance of up to Php 5,000,000 and Purchase Protection
- monitor your account conveniently with real-time SMS advisories on your credit card spending
- enjoy installment options on your purchases for up to 36 months
- make real-time payments and fund transfers anytime through your RCBC Visa Platinum Credit Card
- enjoy hassle-free and rewarding bill payments
- access to Balance Conversion feature which allows the cardholders of RCBC Visa Platinum Credit Card to convert statement outstanding balance to installment
- worry-free 0% installment for up to 36 months
- enjoy access to world-class airport lounges
- avail the option of consolidating your credit card bills
- enhanced credit card security with the EMV Chip Technology and insurance for your online purchases through RCBC Visa Platinum Credit Card
- FREE Travel Insurance and Purchase Protection
- OTP or One-Time Password required for online purchases for enhanced credit card use protection
- enjoy worldwide acceptance of your credit card
- 0% interest on installment on purchases abroad using your RCBC Visa Platinum Credit Card
The Rizal Commercial Banking Corporation has set a principal membership fee of Php 5,000 per year. The supplementary membership fee is at Php 2,500 annually. The membership fee is waived for the first year.
The principal cards are open for individuals who are between 21-65 years old while the supplementary cards are open for individuals who are between 13-65 years old. The credit card applicant must have a mobile number and landline in your place of work.
In applying for the RCBC Visa Platinum Credit Card, there are documents that must be submitted to the bank. The documentary requirements vary among the employed and self-employed individuals:
Employed Applicants
- duly-accomplished and signed RCBC Credit Card Application Form
- copy of one (1) valid ID with photo and signature
- copy of any proof of income:
- Latest Income Tax Return and/or W2 with BIR or Bank Stamp
- Latest payslip stating monthly salary
- Original Certificate of Employment (COE) with annual income details and signed by authorized Human Resources Group signatory. COE must not be more than six (6) months old
- Latest bank statement showing the salary credit for the month
Self-Employed, Proprietors, and Businessmen Applicants
- duly-accomplished and signed RCBC Credit Card Application Form
- copy of one (1) valid ID with photo and signature
- copy of any proof of income:
- Latest Audited Financial Statement (AFS) with BIR or Bank Stamp and latest Income Tax Return (ITR) and/or W2 with BIR or Bank Stamp
- Latest bank statement showing cash credits/sales receipt for the month