Guide on UnionBank Cash Back Titanium Mastercard Features & Requirements for Application
UNIONBANK CASH BACK TITANIUM MASTERCARD – You can check here the features and requirements in applying for this offer.
Are you looking for a credit card that can bring you a lot of excellent features? Banks are among the entities that you may turn to in the Philippines. One of these entities is the UnionBank which has multiple credit card offers.
UnionBank actually has multiple offers. It has loans, credit cards, bank accounts of different types, and a lot more finance products and services. While its loans include the UnionBank Personal Cash Loan, it got credit card offers including the UnionBank Cash Back Titanium Mastercard.
Here are the features of the UnionBank Cash Back Titanium Mastercard credit card offer:
- earn through rebates of up to 6% on supermarket purchases , up to 2% on Meralco bill payments through UnionBank Online, and 0.20% cash back on all other purchases
- never-expiring cash back
- flexible payment terms as you can choose between paying only 4% of the total outstanding balance or Php 400, whichever is higher
- Inhouse Installment feature that allows cardholders to pay in fixed monthly installments for a cash advance from the credit limit, the conversion of straight retail transactions, and the transfer of balances from non-UnionBank credit cards
- convenience payment of bills through your UnionBank Cash Back Titanium Mastercard
- up to 53 days credit term with zero interest
- up to Php 2.5 million credit insurance in case of unforeseen life events
- access to cash advance
- worldwide acceptance
- exclusive perks, freebies and privileges from countless partner merchants
- sharing of access with your family members through a Supplementary Card
- convert your rewards points into something you enjoy
- 24-Hour Customer Service
Who are qualified to apply for the UnionBank Cash Back Titanium Mastercard offer? The bank has set a few eligibility requirements in applying for the credit card offer. Here are the qualifications that the credit card applicant should meet:
- at least 21 years old
- has a postpaid line or postpaid mobile phone
- a resident of the Philippines, with a valid Philippine billing address
- has a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number
- other bank credit card accounts in good credit standing
To apply for the UnionBank Cash Back Titanium Mastercard offer, there are documents that you need to prepare and submit to the bank. Here are the requirements in applying for the credit card offer from employed and self-employed individuals and foreign nationals:
Employed & Self-Employed Individuals
- duly-accomplished UnionBank Credit Card Application Form
- one (1) photo-bearing, government-issued ID with identification number or date of birth
- proof of income (whichever is applicable):
- Pay Slip
- BIR Form 2316
- Original Certificate of Employment
- Latest ITR (1700 or 1701) with BIR or Bank Stamp
Foreign Nationals
- duly-accomplished UnionBank Credit Card Application Form
- photocopy of a valid passport or ACR
- Any of the following proofs of local residency:
- Immigrant Certificate of Residency (ICR)
- ACR-I-Card with Visa status “Permanent”, otherwise, should be valid for more than 1 year
- Visa and Work Permit/Alien Employment Permit (AEP) with validity of more than 1 year
- Special Resident Investors Visa (SRIV)
- Special Resident Retirement Visa (SRRV)
- For top 2000 companies, employment contract or letter from company HR printed on company letterhead with name, position and confirmation of term
