Guide on UnionBank Platinum Mastercard Features & Requirements for Application
UNIONBANK PLATINUM MASTERCARD – You can check here the features and requirements in applying for this offer.
Nowadays, more and more individuals are in the pursuit of getting credit cards. There are a lot of credit cards with excellent features and many of these are provided by UnionBank. It has travel, cash back, rewards, and affinity credit cards among others.
UnionBank, a reputable banking entity in the country, has several offers. From loans that include UnionBank Personal Cash Loan and UnionBank Auto Loan, the bank also got several credit card offers which include the UnionBank Platinum Mastercard. You can check the amazing offers of the card below.
The UnionBank Platinum Mastercard is one of the credit card offers with excellent features. Here are the perks and privileges for the cardholders:
- enjoy unlimited savings with 1% cashback on all your purchases, there is no caps as to how much you may save using the UnionBank Platinum Mastercard
- global acceptance as it is accepted in over 30 million establishments and ATMs worldwide
- enjoy unlimited pre-departure lounge access
- Inhouse Installment feature that allows cardholders to pay in fixed monthly installments for a cash advance from the credit limit, the conversion of straight retail transactions, and the transfer of balances from non-UnionBank credit cards
- exclusive perks, freebies and privileges from countless partner merchants
- up to 53 days credit term with zero interest
- 24-Hour Customer Service
- up to Php 2.5 million credit insurance in case of unforeseen life events
- access to cash advance
- convert your rewards points into something you enjoy
- flexible payment terms as you can choose between paying only 4% of the total outstanding balance or Php 400, whichever is higher
- sharing of access with your family members through a Supplementary Card
- convenience payment of bills through your UnionBank Platinum Mastercard
Are you interested to apply for the UnionBank Platinum Mastercard offer? There are a few eligibility requirements that a credit card applicant must meet and a few documentary requirements that must be submitted.
To qualify, the credit card applicant should meet the following qualifications for application:
- at least 21 years old
- has a postpaid line or postpaid mobile phone
- a resident of the Philippines, with a valid Philippine billing address
- has a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number
- other bank credit card accounts in good credit standing
With regards to the documentary requirements in applying for the UnionBank Platinum Mastercard, there are varying requirements among the salaried and non-salaried individuals and foreign nationals. Here’s a guide on the documents required by the bank for the credit card application:
Employed & Self-Employed Individuals
- duly-accomplished UnionBank Credit Card Application Form
- one (1) photo-bearing, government-issued ID with identification number or date of birth
- proof of income (whichever is applicable):
- Pay Slip
- BIR Form 2316
- Original Certificate of Employment
- Latest ITR (1700 or 1701) with BIR or Bank Stamp
Foreign Nationals
- duly-accomplished UnionBank Credit Card Application Form
- photocopy of a valid passport or ACR
- Any of the following proofs of local residency:
- Immigrant Certificate of Residency (ICR)
- ACR-I-Card with Visa status “Permanent”, otherwise, should be valid for more than 1 year
- Visa and Work Permit/Alien Employment Permit (AEP) with validity of more than 1 year
- Special Resident Investors Visa (SRIV)
- Special Resident Retirement Visa (SRRV)
- For top 2000 companies, employment contract or letter from company HR printed on company letterhead with name, position and confirmation of term
