Guide on UnionBank Miles+ World Mastercard Features & Requirements for Application
UNIONBANK MILES+ WORLD MASTERCARD – You can check here the features and requirements in applying for this offer.
Are you looking for a credit card that can bring you a lot of benefits when you travel? One of the providers of this type of card is UnionBank, a reputable banking entity in the Philippines.
It is known to the public that UnionBank has several loans offers including the UnionBank Personal Cash Loan and the UnionBank Auto Loan. Aside from the loan offers, it also got credit card offers including the UnionBank Miles+ World Mastercard which you can check the benefits below.
Here are the amazing benefits and features that await the cardholders of the UnionBank Miles+ World Mastercard offer:
- earn one (1) mile for every Php 30 spend, the miles are never-expiring and can be converted for future travels and cash credits
- enjoy VIP access at selected lounges in the Philippines and abroad with FREE DragonPass Membership and two (2) complimentary visits per membership year
- complimentary 30-Day Purchase Protection from accidental loss for items purchased using the UnionBank Miles+ World Mastercard
- up to Php 1 million in insurance coverage when you charged your travel tickets to the card
- access to cash advance
- Inhouse Installment feature that allows cardholders to pay in fixed monthly installments for a cash advance from the credit limit, the conversion of straight retail transactions, and the transfer of balances from non-UnionBank credit cards
- exclusive perks, freebies and privileges from countless partner merchants
- up to 53 days credit term with zero interest
- convert your rewards points into something you enjoy
- up to Php 2.5 million credit insurance in case of unforeseen life events
- convenience payment of bills through your UnionBank Miles+ World Mastercard
- worldwide acceptance
- flexible payment terms as you can choose between paying only 4% of the total outstanding balance or Php 400, whichever is higher
- sharing of access with your family members through a Supplementary Card
- 24-Hour Customer Service
Who are qualified to apply for the UnionBank Miles+ World Mastercard offer? There are only a few eligibility requirements in applying for the credit card offer. Here are the qualifications that a credit card applicant must meet:
- at least 21 years old
- has a postpaid line or postpaid mobile phone
- a resident of the Philippines, with a valid Philippine billing address
- has a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number
- other bank credit card accounts in good credit standing
Furthermore, there are documents that are required in applying for the UnionBank Miles+ World Mastercard offer. Here’s a guide on the documentary requirements set by the bank for the employed and self-employed individuals and foreign nationals:
Employed & Self-Employed Individuals
- duly-accomplished UnionBank Credit Card Application Form
- one (1) photo-bearing, government-issued ID with identification number or date of birth
- proof of income (whichever is applicable):
- Pay Slip
- BIR Form 2316
- Original Certificate of Employment
- Latest ITR (1700 or 1701) with BIR or Bank Stamp
Foreign Nationals
- duly-accomplished UnionBank Credit Card Application Form
- photocopy of a valid passport or ACR
- Any of the following proofs of local residency:
- Immigrant Certificate of Residency (ICR)
- ACR-I-Card with Visa status “Permanent”, otherwise, should be valid for more than 1 year
- Visa and Work Permit/Alien Employment Permit (AEP) with validity of more than 1 year
- Special Resident Investors Visa (SRIV)
- Special Resident Retirement Visa (SRRV)
- For top 2000 companies, employment contract or letter from company HR printed on company letterhead with name, position and confirmation of term
