Guide on UnionBank S&R Visa Platinum Credit Card Features & Requirements for Application
UNIONBANK S&R VISA PLATINUM CREDIT CARD – You can check here the features and requirements in applying for this offer.
The good news for many Filipinos nowadays is that there are several options when it comes to consumer finance products and services. For example, when it comes to credit cards, there are several options. There are even banks with multiple credit card offers like the UnionBank.
The UnionBank is one of the longest-operating banks in the country. It has several offers ranging from deposit accounts to loans to credit cards and many other financial services. It has several credit card offers that come with different features.
Aside from the UnionBank Classic Visa Card, the UnionBank Rewards Visa Platinum Credit Card, and the UnionBank Cebu Pacific Gold Credit Card, the bank also has a credit card offer for S&R shoppers — the UnionBank S&R Visa Platinum credit card.
Countless Filipinos turn to S&R for their grocery shopping. UnionBank has a special treat for the S&R shoppers through the UnionBank S&R Visa Platinum. Here are the benefits and features that await the cardholders:
- enjoy 3% unlimited S&R rebates on your spend
- enjoy 1% unlimited rebates on dining and shopping and 0.5% rebates on other spending using your UnionBank S&R Visa Platinum
- free S&R pizza with the credit card for every Php 30,000 out of store spend
- automatic renewal of the credit card by keeping it active
- auto-charge your utility bills to your credit card for a hassle-free payments
- enjoy access to your credit card immediately through the virtual credit card, no more waiting for the physical card
- 24-Hour Customer Service
- inhouse Installment feature that allows cardholders to pay in fixed monthly installments for a cash advance from the credit limit, the conversion of straight retail transactions, and the transfer of balances from non-UnionBank credit cards
- up to 53 days credit term with zero interest
- worldwide acceptance
- up to Php 2.5 million credit insurance in case of unforeseen life events
- access to cash advance
- exclusive perks, freebies and privileges from countless partner merchants
- flexible payment terms as you can choose between paying only 4% of the total outstanding balance or Php 400, whichever is higher
- convert your rewards points into something you enjoy
- sharing of access with your family members through a Supplementary Card
- convenience payment of bills through your UnionBank S&R Visa Platinum credit card
In applying for the credit card offer, there are some qualifications that must be met by the credit card applicant. To apply for the UnionBank S&R Visa Platinum credit card offer, the applicant must meet the following eligibility requirements:
- at least 21 years old
- has a postpaid line or postpaid mobile phone
- a resident of the Philippines, with a valid Philippine billing address
- has a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number
- other bank credit card accounts in good credit standing
The credit card offers of the UnionBank is open for both employed and self-employed Filipinos as well as foreign nationals. However, there are varying requirements among the credit card applicants depending on the nationality and the source of income.
Are you interested to push through applying for the UnionBank S&R Visa Platinum? Here are the documents required by the bank for application:
Employed & Self-Employed Individuals
- duly-accomplished UnionBank Credit Card Application Form
- one (1) photo-bearing, government-issued ID with identification number or date of birth
- proof of income (whichever is applicable):
- Pay Slip
- BIR Form 2316
- Original Certificate of Employment
- Latest ITR (1700 or 1701) with BIR or Bank Stamp
Foreign Nationals
- duly-accomplished UnionBank Credit Card Application Form
- photocopy of a valid passport or ACR
- Any of the following proofs of local residency:
- Immigrant Certificate of Residency (ICR)
- ACR-I-Card with Visa status “Permanent”, otherwise, should be valid for more than 1 year
- Visa and Work Permit/Alien Employment Permit (AEP) with validity of more than 1 year
- Special Resident Investors Visa (SRIV)
- Special Resident Retirement Visa (SRRV)
- For top 2000 companies, employment contract or letter from company HR printed on company letterhead with name, position and confirmation of term