Guide on UnionBank Rewards Visa Platinum Mastercard Features & Requirements for Application
UNIONBANK REWARDS VISA PLATINUM MASTERCARD – You can check here the features and requirements in applying for this offer.
Are you looking for a credit card provider with an excellent and reputable background? In the Philippines, one of the entities that you may turn to is the UnionBank. It has several credit card offers with excellent features.
The UnionBank offers different kinds of loans including the UnionBank Auto Loan and the UnionBank Home Loan. The bank also has different credit card offers including the UnionBank Rewards Visa Platinum Mastercard.
What are the features and benefits for the cardholders of the UnionBank Rewards Visa Platinum Mastercard? Here is a list of the best perks and privileges for the cardholders:
- earn one (1) point for every Php 30 spent using the UnionBank Rewards Visa Platinum credit card
- enjoy 3x points when you shop and dine locally and internationally charged to the credit card
- use your points in redeeming extravagant rewards such as cash credits, gadgets, merchandise, and more
- no need to wait for your physical card’s delivery as virtual credit card is available immediately upon approval
- enjoy 24/7 access to your account via UnionBank Online
- convenient bill payments through auto charge features
- sharing of access with your family members through a Supplementary Card
- Inhouse Installment feature that allows cardholders to pay in fixed monthly installments for a cash advance from the credit limit, the conversion of straight retail transactions, and the transfer of balances from non-UnionBank credit cards
- up to 53 days credit term with zero interest
- flexible payment terms as you can choose between paying only 4% of the total outstanding balance or Php 400, whichever is higher
- 24-Hour Customer Service
- up to Php 2.5 million credit insurance in case of unforeseen life events
- exclusive perks, freebies and privileges from countless partner merchants
- access to cash advance
- worldwide and online acceptance
What are the qualifications in applying for the UnionBank Rewards Visa Platinum Mastercard offer? To qualify for the credit card application, here are the eligibility criteria that an applicant should meet:
- at least 21 years old
- has a postpaid line or postpaid mobile phone
- a resident of the Philippines, with a valid Philippine billing address
- has a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number
- other bank credit card accounts in good credit standing
The credit card offer is open for employed and self-employed Filipinos as well as foreign nationals. Here are the requirements in applying for the UnionBank Rewards Visa Platinum Mastercard offer:
Employed & Self-Employed Individuals
- duly-accomplished UnionBank Credit Card Application Form
- one (1) photo-bearing, government-issued ID with identification number or date of birth
- proof of income (whichever is applicable):
- Pay Slip
- BIR Form 2316
- Original Certificate of Employment
- Latest ITR (1700 or 1701) with BIR or Bank Stamp
Foreign Nationals
- duly-accomplished UnionBank Credit Card Application Form
- photocopy of a valid passport or ACR
- Any of the following proofs of local residency:
- Immigrant Certificate of Residency (ICR)
- ACR-I-Card with Visa status “Permanent”, otherwise, should be valid for more than 1 year
- Visa and Work Permit/Alien Employment Permit (AEP) with validity of more than 1 year
- Special Resident Investors Visa (SRIV)
- Special Resident Retirement Visa (SRRV)
- For top 2000 companies, employment contract or letter from company HR printed on company letterhead with name, position and confirmation of term