UNIONBANK LOAN INTEREST RATES – List of Interest Rates Under Loans

Guide on the UnionBank Loan Interest Rates Implemented by the Bank

UNIONBANK LOAN INTEREST RATES – Here is a list of the interest rates implemented by UnionBank under the loans it offers.

UnionBank is one of the banks in the Philippines that have several personal loan offers to the public. It provides cash assistance for those who wanted to make big purchases like buying a residential property or a vehicle. There is a specific offer for a set of purposes.

UnionBank Loan Interest Rates

UnionBank Home Loan

If you are up for purchasing a residential property like a lot, a house and lot, a condominium property, or a townhouse, you may apply for the UnionBank House Loan or Home Loan. You may achieve your dream house and pay for it in installment to the bank.

  • Minimum Loanable Amount – Php 500,000.00
  • Maximum Loanable Amount – Up to 90% of the selling price of the property

According to the bank, with regards to the re-payment for the loan, locally-employed borrowers may pay for it for up to twenty(20) years. For borrowers who are overseas Filipino workers (OFWs), the maximum loan term is fifteen(15) years.

For the interest rates, here is a list of it based on the fixing term:

Tier 1 Loans

  • 1-Year Fixing Term – 8.00%
  • 3-Year Fixing Term – 8.25%
  • 5-Year Fixing Term – 8.75%
  • 10-Year Fixing Term – 10.00%
  • 20-Year Fixing Term – 11.00%

Regular Loans

  • 1-Year Fixing Term – 9.00%
  • 3-Year Fixing Term – 9.25%
  • 5-Year Fixing Term – 9.75%
  • 10-Year Fixing Term – 11.00%
  • 20-Year Fixing Term – 12.00%

UnionBank Auto Loan

UnionBank also offers loan for those who wanted to purchase a brand new or second-hand vehicle. It is also open for the purchase of light trucks. Here is a guide on how much you can borrow under this loan offer according to eCompare Mo:

  • Minimum Loanable Amount – Php 200,000.00
  • Maximum Loanable Amount – Php 5,000,000.00

With regards to the UnionBank loan interest rates under this offer, based on Loans Pinas, here are the lists of the rates implemented based on fixing term:


  • 12-Month Term – 6.84%
  • 18-Month Term – 9.61%
  • 24-Month Term – 12.42%
  • 36-Month Term – 18.18%
  • 48-Month Term – 24.13%
  • 60-Month Term – 30.26%

One Month Advance

  • 12-Month Term – 5.91%
  • 18-Month Term – 8.66%
  • 24-Month Term – 11.45%
  • 36-Month Term – 17.16%
  • 48-Month Term – 23.05%
  • 60-Month Term – 29.13%

Thank you for visiting our website. We hope we have helped you with regards to this matter. You may keep coming back for more informative guides.

READ ALSO: UNIONBANK CREDIT CARDS – List of Credit Cards Offered by UnionBank

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