List of GSIS Disability Cash Benefit Amount for Member Assistance
GSIS DISABILITY CASH BENEFIT AMOUNT – Here is a comprehensive guide to the benefits set by the Government Service Insurance System (GSIS) under the offer.
The members of the Government Service Insurance System may turn to the state-run institution when an unfortunate incident that leads to disability or impairment happens. The government agency offers the GSIS Disability Benefit.
Aside from the GSIS Unemployment Benefit which has its own cash amount for the recipients, there is also a Disability Benefit offered by the state institution in the purpose of helping the members who cannot work due to the impairment or injury they obtained.
The Government Service Insurance System (GSIS) has set eligibility requirements or criteria for claims of the GSIS Disability Benefit. The member-filer must:
- be in the service at the time of disability or injury
- have been involved in an accident that is not work related
- have paid at least 180 months contributions prior to the disability
If ever the GSIS member is already separated from service, to still be eligible for claim of the GSIS Disability cash benefit, he/she must have posted at least 36 monthly contributions within the five year period prior to the filing of the claim.
The Disability Benefit of the Government Service Insurance System covers impairments and injuries that prevents the member from working or having a source of income. The coverage includes both partial and permanent disabilities as well as temporart total disability or TTD.
Permanent Partial Disability (PPD)
- any finger
- one arm
- one foot
- any toe
- one hand
- one leg
- one or both ears
- hearing of one or both ears
- sight of one eye
Permanent Total Disability (PTD)
- complete loss of sight for both eyes
- loss of two limbs at or above the ankle or wrists
- permanent complete paralysis of two limbs
- brain injury resulting in incurable imbecility or insanity
With regards to the GSIS Disability Cash Benefit, it depends on the impairment or injury sustained by the member. In the case of members who obtained a permanent total disability, the following are the benefits:
- monthly income benefits for life equivalent to the basic monthly pension (BMP)
- cash payment equivalent to 18 times the basic monthly pension (BMP) if member is in the service at the time of the disability and has paid at least 180 monthly contributions
In the case partial permenent disability, the GSIS member may avail the following:
- cash benefit that is equal to dividing the BMP by 30 days and multiplying the quotient by the number of compensable calendar days of leave of absence without pay (LWOP)
There are GSIS Disability Benefit requirements that you must submit in filing a claim.