Use of Credit Card: Benefits and Perks of Cardholders

Maybank Credit Card

The use of credit card has benefits and perks to cardholders. The use of credit cards has benefits and perks for cardholders. One of its advantages is that it allows you to make current purchases and pay for them later. In the Philippines, having a credit card is now more of a necessity. Many Filipinos … Read more

Emergency Fund: A Must for Breadwinners

Credits To: sunlife.com.ph

Setting up an emergency fund is a financial safety net that will help you during emergencies or any need for unexpected expenses. An emergency fund is cash set aside as a financial safety net intended for emergencies or any unexpected expenses. This money will allow you to stay calm if something bad happens, like when … Read more

Best Investments in the Philippines (2023) – A Beginner’s Guide

Best Investments

Here are the best investments in the Philippines that may help a lot of beginners with their financial journey. Investment refers to the act of allocating resources, usually money, with the expectation of generating income, capital appreciation, or some form of profitable return in the future. The primary goal of investing is to put your … Read more

Planning for Retirement: A Necessity for OFWs

OFWs work hard for their families, and they need to prepare for their retirement to have a secure and comfortable life in their golden years. Many Filipinos want to become OFWs and work abroad because of the higher salary and benefits packages. Some are due to family and peer pressure, while others would like to … Read more

Retirement Planning: Why and How?

Tips on How to Prepare for a Worry-Free Retirement Retirement is often the first major transition faced by older adults. Depending on the reason for retiring, its effects on physical and mental health vary from person to person. About one-third of retirees usually have difficulty adjusting to post-work situations, such as reduced income and new social … Read more

Is it Good to Invest in Real Estate in the Philippines?

The Philippine population is growing, and this signals a positive demand for the real estate market. Real estate is considered as one of the top assets in the country to invest in. With a growing population every year, shelter is naturally a basic necessity. There will always be a need for it, no matter what … Read more

Why Investing in Stock Market May Not Work For You?

Why Investing in Stocks May Not Work For You?

A Simple Checklist of Reasons Why Investing in Stock Market May Not Work for You Investments carry some degree of risk, even conservative ones. If you have one check for any of the following reasons, then avoid investing in stocks, for now. 1. Limited Fund/ Resources Stock prices are quite risky and volatile. If you … Read more