Check Here the GSIS Emergency Loan November 2024 Coverage
GSIS EMERGENCY LOAN NOVEMBER 2024 – Here is a guide on who may apply for the Calamity Loan offer of the Government Service Insurance System.
The Philippine is one of the countries that is usually hit by natural calamities most especially typhoons and earthquakes. Thus, there is a huge advantage to have an access to calamity loans as it can be a safety net against the unforeseen and inevitable circumstances.
In the Philippines, there are several calamity loan-providing entities. One of them is the Government Service Insurance System or more popularly called GSIS. It has designed a loan offer that can financially-assist the qualified members in recovering from the impacts of a natural calamity.
There are several GSIS loans for the members of the state entity and one of them is the GSIS Emergency Loan, its calamity loan offer. It offers up to Php 20,000 loanable amount for qualified members who are living in areas declared by the Sangguniang Panlalawigan/Panglungsod and/or the National Disaster Reduction Risk Management Council under a state of calamity.
Members of the GSIS who has an existing calamity loan offer may still apply for the GSIS Emergency Loan. In this case, the borrowing amount allowed by the social insurance entity is up to Php 40,000.
The GSIS implements a 6% interest rate. The amount borrowed under the loan offer is payable for up to 36 months or within three (3) years. Here are the qualifications in applying for the loan offer:
- member must be in active service and not on leave of absence without pay
- member must be a bona fide resident or employee of the government office within the declared calamity area
- has no loan that has been declared in default
- has no arrearages in the payment of mandatory social insurance contributions
For November 2024, here is a guide on who are the GSIS members who may avail the GSIS Emergency Loan offer:
Due to the Southwest Monsoon (Habagat) enhanced by Typhoon Carina
Granting Period: August 06 to November 05, 2024
- Province of Ilocos Norte
- Province of La Union
Due to Typhoon Carina
Granting Period: August 12 to November 11, 2024
- Municipality of Mabitac, Laguna
Due to the Typhoon Carina and Butchoy
Granting Period: August 12 to November 11, 2024
- Municipality of San Andres, Romblon
Due to the Typhoon Carina and Habagat
Granting Period: August 14 to November 13, 2024
- Province of Ilocos Sur
Due to the Effects of Southwest Monsoon (Habagat) Enhanced by Typhoon Carina
Granting Period: August 22 to November 21, 2024
- Municipality of Mangatarem, Pangasinan
Due to Denque Outbreak
Granting Period: 2 September 2024 – 3 October 2024
- Province of Samar
- Ormoc City, Leyte
- Maasin City, Southern Leyte
- Municipality of Kananga, Leyte
Due to Tropical Depression Enteng
Granting Period: 9 September 2024 – 8 December 2024
- Naga City
- Camarines Sur
Due to Tropical Storm Enteng
Granting Period: 16 September 2024 – 15 December 2024
- Municipality of Famy
- Municipality of Laguna
Granting Period: 25 September 2024 – 24 December 2024
- Municipality of Vinzons, Camarines Norte
Due to Super Typhoon Julian
Granting Period: 17 October 2024 – 16 January 2025
- Province of Cagayan
Due to Tropical Storm Kristine
Granting Period: 05 November 2024 – 04 December 2024
- Ilagan City, Isabela
- Municipality of Bani
- City of Dagupan, Pangasinan
Granting Period: 31 October 2024 – 30 January 2025
- Municipality of Matnog, Sorsogon
- Municipality of Castilla, Sorsogon
- Province of Laguna
- Municipality of San Fernando, Masbate
- Province of Camarines Sur (including Naga City)
- Province of Quezon (excluding Lucena City)
- Municipality of Juban, Sorsogon
- Municipality of Bulan, Sorsogon
- Municipality of Irosin, Sorsogon
- Municipality of Barcelon, Sorsogon
- Municipality of Donsol, Sorsogon
Granting Period: 06 November 2024 – 05 February 2025
- Provinces of Sorsogon
- Prieto Diaz
- Gubat
- Sorsogon City
- Casiguran
- Bacon
- Bulusan
- Magallanes
- Santa Magdalena
- Pliar
Due to Various Weather Phenomenon Including Volcanic Unrest
Granting Period: 06 November 2024 – 05 February 2025
- Municipality of Bantayan, Cebu
- La Carlota City and Municipality of San Enrique, all located in Negros Occidental
- Municipality of Pandan, Antique
- Borongan City and the Municipalities of Arteche, Can-avid, Dolores, Jipapad, Maslog, Maydolong, Oras, San Julian, San Policarpio, Sulat & Taft, all located in Eastern Samar
Updating…