Pag-IBIG Fund Loans 2023 — A Complete List of Loan Offers for Members

Guide on Pag-IBIG Fund Loans 2023 Members May Apply For

PAG-IBIG FUND LOANS 2023 – Here is a complete list of the loan offers of the government agency for its qualified members.

In the Philippines, one of the state-run giant entities is the Pag-IBIG Fund. It has stood for decades in the country and has been in the service to thousands of its members daily for several years now.

The government agency offers different types of loans that come with unique sets of features. Here are the Pag-IBIG Fund Loans for eligible members:

Pag-IBIG Housing Loan 2023

The Housing Loan of the Pag-IBIG Fund is undeniably its most popular offer. It serves several purposes such as the financing of any of the following:

• purchase (plus cost of transfer) of residential lot or adjoining residential lots (max 1,000 sq.m.)
• purchase (plus cost of transfer) of residential house & lot, townhouse or condominium unit (old or brand new, property mortgaged w/ the Fund, adjoining houses/units) inclusive of a parking slot
• construction of house
• house improvement
• refinancing of an existing housing loan
• combined Loan Purposes

The loan offer is open for both employed and self-employed members of the government agency. To qualify for the loan offer, the member-borrower must be:

• active member with least 24 months savings
• having not more than 65 years old at the date of loan application and not more than 70 years old at the date of loan maturity
• having a legal capacity to acquire and encumber real property
• having no Pag-IBIG housing loan foreclosed, cancelled, bought back, or voluntarily surrendered
• having updated payments if the member has an existing Pag-IBIG Housing account or Short Term Loan (STL)

There is a simple process on how to apply for the Pag-IBIG Housing Loan 2023 offer.

Pag-IBIG Muti-Purpose Loan 2023

Also one of the Pag-IBIG Fund loans is the Multi-Purpose Loan offer which is a cash loan that serves several purposes. There is an easy process on how to apply for the Pag-IBIG Multi-Purpose Loan 2023 provided that you comply with the following requirements:

• a member of Pag-IBIG Fund
• has posted at least 24 monthly membership savings
• has posted at least one(1) monthly membership savings within the last six(6) months
• submit a proficient information on his or her source of income

Pag-IBIG Calamity Loan 2023

The other part of the Pag-IBIG Fund Loans is the Calamity Loan offer which aims to be the members’ turn to in times when natural disasters struck their place. There is a simple process on how to apply for the Pag-IBIG Calamity Loan 2023.

To apply for the loan offers, you may file your application at a branch of the Pag-IBIG Fund nearest to your or online. In the case of the latter, there is the Virtual Pag-IBIG.