PAG-IBIG FUND CASH LOAN – How Much You Can Borrow Under It

Guide on How Much You Can Borrow Under the Pag-IBIG Fund Cash Loan

PAG-IBIG FUND CASH LOAN – Here is a guide on how much you can borrow under the Pag-IBIG Fund’s Multi-Purpose Loan.

The Pag-IBIG Fund is one of the government agencies that you can turn to if you are in need of some cash. Whether you are into making ends meet or achieving a longtime goal, the government agency may be ready to assist you.

The cash loan offer of Pag-IBIG is multi-purpose. You may apply for it to pay for the utility bills, to travel, to renovate your house, for your car repair, to pay for the tuition fees, etc.

One of the best features of the Pag-IBIG Fund Cash Loan is the loan interest rate. Members of the government agency are under a 10.5% annual interest rate.

Pag-IBIG Fund Cash Loan

Also, a part of the interest obtained by Pag-IBIG Fund from the borrowers will be returned to the members through dividends. Who are eligible to apply for the said loan offer?

To be eligible for this offer, the member-applicant must:

  • have posted at least twenty-four (24) monthly savings
  • be able to present sufficient proof of income

How much you can borrow under the Pag-IBIG Fund Cash Loan?

According to Pag-IBIG, a member-applicant may borrow up to 80% of his or her savings under the Pag-IBIG Cash Loan. You may be eligible to apply for it even if you have other existing loans provided that you have updated payments with your other loans.

Are you interested to apply for this loan offer? You may visit – PAG-IBIG SALARY LOAN – How To Apply & Requirements To Prepare.

Thank you for visiting our website. We hope we have helped you with regards to this matter. You may keep coming back for more informative guides.

You may also visit – Pag-IBIG Cash Salary Loan – How To Compute the Amount You May Borrow.

349 thoughts on “PAG-IBIG FUND CASH LOAN – How Much You Can Borrow Under It”

  1. Did i am illegible to get the calamity loan. I am not connected with the company. I dont have existing loan. Contribution is enough for me to have a loan.as far as i know i have 37 months contribution. But for now, I’m on the real estate where company don’t provide such benefits to continue our monthly contribution. Please response.

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  2. Good day!!!
    I file my salary loan before lockdown in BACOLOD Gaisano city branch, that was March 14 till now no comments from pag ibig office. Kindly confirm receipt of this msg. Thanks you and God bless!

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  3. Good morning.
    I would like to know my outstanding MPL balance as of this date.Thank you and keep safe always.

    Reply
  4. How can i loan in Pagibig Funds by self employed if my past employer still not give me a letter of separation..

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  5. We don’t have working. How. I. Have a my daughter one.
    I need buy thing for my daughter soon she is birthday

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  6. I file loan last July 10 2020 in Pag ibig multipurpose loan why up to now no money in my umid..pls reply my email and CP no. 09380824841 from Baleno Masbate

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  7. I filed Pagibig multipurpose loan at masbate city last January 10,2020 why up to nw Not within my Umid card he many days to wait..my employee no.4176259 sta.025 div .029

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  8. How to have a first loan at pag ibig i have over 36months of savings in the past year of my employment suddenly i dont know that my company is paid for the deduction of my salary can i still loan my own savings pls help me bcoz of pandemic pls understand my situation plzzzz 🙏🙏🙏

    Reply
  9. good day maam and sir pwede ba akong humiram ng pera sa aking pagibig dahil i need the money becuase of pandemic…..

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  10. gusto ko sana mag loan
    ang problema po is wala po akong pag ibig loyalty card?

    baka pwede nman po mag loan na wala po yung loyalty card

    Reply
  11. Good morning po ask lng po kng pwd po ba na mag loanangbuntie at magkano po ag mailoloan? Napirmahan naman pg HR un application.
    Maraming salamat po.

    Reply
  12. I am to know if i am qualified ton apply this loan ? Since i have contibution here ..i am self employed and my contirbution is self employed ..
    I need the loan for my house repair .

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  13. Last year nag avail po ako ng provident fund but still I still continue to pay my monthly contribution can I apply for a loan?

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  14. Goodeve, sir/madame how would i know if i could be eligible for home renovation loan, i was one of the infected individual who lost job during this pandemic, hope you could help me grant this kind of loan ,our purpose is to build two units for rental to generates income thank you

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  15. Hi There,
    I just want to ask if I still qualify even I’m working here abroad. I had a loan before and its already fully paid . I just want extra money for the house renovation.
    Thanks,
    Noel

    Reply
  16. Good day! As one of the member of the pagibig, May I try to avail the said salary
    Loan if I’m qualified to avail on it. Shortly speaking I have a non fully paid balance, but so far as I know my Employer are updated to pay the contribution on their employees. Hoping
    to notify me if I’m eligible to avail

    Reply
  17. Good Day Ma’am / Sir : Pag I if member Po ako at more than 5 Years na Po akong member,, pwed Po ba akong mag Loan kahit wala PA akong work sa ngayon?? Salamat Po at God Bless by

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  18. Pwde po ba ako manghiram ng pampagawa ng aming bahay at magakano naman po ang mahihiram ko may salary loan na po ako sa pagibig sir mam good morning po

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  19. 50 .000 po pwde po ba at ilang taon ko babayaran at magkano ang buwan hulog ng hiram ko pero may salary loan pa po ako ngayon mam sir maraming salamat po

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  20. Pwede po bang mag loan pang puhunan sa negosyo. Nakapaf loan na kami dati. Pero nabayaran na po namin. Pinang pagawa namin ng bahay.

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  21. Good day po.. Nkapag hulog din po me sa pag ibig dahil ng ttrabaho po me dti sa pabrika. At bgo po me di na nkapagtrabaho may loan po me…. Meron po ba kaya me natitira ng hulig at kung pwede po withdraw ung ntira.. Salamt po

    Reply
  22. Dati napo kami nakapagavail ng house n lot purchase.bafullypaid napo namin at nailabas n din po un title.pwede po ba namin mailoan ulit pang additional capital po sana at expansion ng bisness? Slamat po n godbless

    Reply
  23. Day Ma’am / Sir : Pag I if member Po ako at more than 5 Years na Po akong member,, pwed Po ba akong mag Loan kahit wala PA akong work sa ngayon?? Salamat Po at God Bless by

    Reply
  24. I want to avail po..but I want to ask, how much will d amortization per month f ever I will avail 50k, and how long will I pay for it?

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  25. Pwede po ba iapply for renovation ang bahay namin gamit po ang account ng anak ko.dati po ako member ng pag ibig almost 30 years .wala na po ako work kaya anak ko po gagamitin ko sana

    Reply
  26. Mag kano Ang mahihiram matagal n po ako member sa pag ibig may loan po aq pero maliit nais ko po sa mag Hiram ng 50k nais ko mag tinda ng bigasan magkano po Ang monthly salamat po ano Ang mga requirements na kailangan

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  27. ..anuh pong mga requirements para po mkapag avail ng kahit anung loan po..and kung ilang years npong nahulugan si pag ibig contribution?

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  28. Ako po ay member ng PAG IBIG matagal na po sa kasalukuyan ang bahay ko sa pag ibig ko binabayaran.dati akong OFW last January 18,2021 lang ako naka uwi ayaw na akong pabalikin ng aking anak.ang tanong ko po pwede po ba ako maka loan para ipaayos sa aking bahay?thank you po sana po masagot ang aking katanungan.

    Reply
  29. Gusto k mg loan kso tumigil m n ako sa paghhlog last kmg hulog 2017 p ano p dapat gawin k para mkaloan ako

    Reply
  30. Pls sana mapansin ang problea ko.. nagloan po ako pero di na approved kasi wla daw prof of income..bumalik ako sa pag ibig antipolo branch para mag fill up..sabi sakin sa txt lagyan ko daw ng for COMPLIANCE sa taas ng application form ko..ginawa ko naman at nag drop ulit ako ng application form sa pangatlong bisis..June 10 po huli kung pasa sa drop box..pero bakit po wala pa results until now.. self employed po ako at 2 times na po ako nakapag loan..sana po mapansin

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  31. 20 years npo akong memmber but im an ofw..kng uuwi po ako at itutuloy ko pghuhulog.mkka avail po ba ako ng housing loan?

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  32. Mam/sir
    Coz of pandimic hindi na ako hanggang ngayon nakabalik sa trabaho as a seaman,
    Puede ba ako maka loan sa pag-ibig at magakano ang puede ma loan,
    Thanks regards and GOD BLESS

    Reply
  33. Can I apply for loan in behalf of my wife who is working in Abu Dhabi as frontliner and can’t apply for vacation leave because of pandemic. Her first loan was already fully paid.
    What are the requirements so I can apply for loan to pay our overdue monthly rent.

    Reply
  34. Sir,Maa’m mgtatanong Lang po ako dati ako member Ng PAGIBIG mga 7years po akong nghulog. Ngayon po mg60years old na ako pwede ko na po bang kunin Yung mga na contribute ko.salamat po

    Reply
  35. Member po ako at malaki na ang naiihuhulog kaya lang natigil ang paghuhulog ko pwedi rin ba hong mag loan ng pangnregosyo.

    Reply
  36. I just recently claimed my retirement funds from Pag ibig. What’s the policy are still member and what benefits can we still avail?

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  37. how can i avail my maturity because this coming of August 14, 2022 is my 20years in service and i cant avail even in my 10years in service due to my lapses according to pag ibig caloocan branch. Thank you for immediate response.

    Reply
    • I would like to know how can i avail for partial withdrawal of my total accumulated savings. I have been employed for more than 20 years already. Somebody from Pag-ibig advise me to file for “provident ” form.

      please help po. thanks

      Reply
  38. I would like to know how can i avail for partial withdrawal of my total accumulated savings. I have been employed for more than 20 years already. Somebody from Pag-ibig advise me to file for “provident ” form.

    please help po. thanks

    Reply
  39. dismayado talaga ako dito sa pag ibig. isipin nyo sarili nyong pera na hinuhulog nyo tapos uutangin mo, tapos pagbalik nang inutang bayad ka nang interest? sa sariling pera mo. ofw po ako for 12yrs ni minsan wala po talaga akong napala dyan sa pag ibig na yan. pinapautang nila pera natin tapos wlang return of interest sa naipon. buti pa sa south korea. kung magkano kinaltas sa sahud mo na para sa tax na binayad mo. pagkatapos contrata mo doble ang makuha mo sa tax return. immaginin nyo po tax ang kinuha sa akin pero ibabalik nila nang doble.

    Reply

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