Guide on SSS Maternity Computation for Pregnant Members
SSS MATERNITY COMPUTATION – Here’s a guide on how to compute the amount that you will get under the Social Security System benefit offer.
The Social Security System, more commonly called the SSS, offers several benefits for its members. Most private company employees in the country have secured memberships to this state-run social insurance institution as mandated by the firms.
An SSS membership can widen your resources with its benefits, loans, and other services offers. Aside from the individuals who are employed in the private sector, the social insurance institution has also opened its membership for self-employed individuals as well as overseas Filipino workers (OFWs).
Furthermore, anyone who qualifies may also apply for a voluntary membership to SSS. One of the SSS benefits that members may avail is the SSS Maternity Benefit.
The SSS Maternity Benefit was crafted to help the pregnant members of the Social Security System financially. A pregnant woman has to stop working a few months before the childbirth thus the main source of income may be temporarily stopped.
For a pregnant SSS member to qualify to the benefit offer, she must meet the following eligibility criteria:
- The member must have paid at least three (3) months of contributions within the 12-month period immediately before the semester of childbirth or emergency termination of pregnancy.
- If employed, the member must have notified the employer about the pregnancy; or
- If self-employed, separated from employment, or an OFW, the member must have notified the SSS about the pregnancy.
SSS Maternity Computation. The amount that you will receive from the Social Security System as a Maternity Benefit is equivalent to 100 of your average daily salary credit
For the SSS Maternity computation, here is a step-by-step instruction on how to compute it:
ADSC = Ave. MSC / 180
x 60 days for miscarriage/emergency termination of pregnancy
x 105 days for live childbirth (normal or caesarean section delivery)
x 120 days for solo parent under R.A. 8972 (Solo Parents’ Welfare Act of 2000)
105 days + 15 days
Step 1 — Exclude the semester of contingency which is a 6-month period prior to the childbirth.
Step 2 — Count 12 months backwards beginning from the latest month before the semester of contingency
Step 3 — Determine the six highest monthly salary credits within the 12-month period
Step 4 — Add the six highest monthly salary credits to get the total monthly salary credit
Step 5 — To get your average daily salary credit, divide the total monthly salary credit by 180 Its equivalent is your daily maternity allowance
Step 6 — If it is a normal delivery, multiply the daily maternity allowance by 60 to get the amount that you will receive as Maternity Benefit. For caesarean deliveries, multiply it by 105.