Guide on Travel Insurance Policies in the Philippines for Security in Traveling Abroad
TRAVEL INSURANCE PHILIPPINES – Are you looking for an excellent pick when it comes to travel insurance that can cover your travel abroad?
A lot of Pinoys travel at least once or twice a year abroad. Usually, these flights happen for business purposes or leisure. There are also those who fly to other countries abroad to visit their loved ones who are working in other countries or staying abroad for good.
For a safe travel, individuals who usually travel abroad secure a travel insurance. This type of insurance is a policy that can help the insured on instances related to the travel – for example, loss of baggage.
In case of death during travel, the family or listed beneficiaries of the insured may also receive a lump sum from the insurer. What are the best travel insurance companies and offers in the Philippines?
Based on an article on Grit, here are the best travel insurance companies and offers in the Philippines:
World Nomads
With a worldwide presence, this insurance company is based in Sydney, Australia and is highly sought after by many Filipinos. It is renowned for its extensive insurance services that boast dynamic features, including the following:
- Pain relieving dental treatment
- Prescribed medicines by a doctor or specialist
- Daily emergency cash allowance in hospital
- Hospitalization or treatment by a doctor or specialist
- Physiotherapy or chiropractic treatment
- Treatment by acupuncture or osteopath
- Counseling after an assault or mugging
- Sports & adventure activities
- Study, work and volunteer
AXA iON – Smart Traveler
AXA iON, another insurance company, extends its travel insurance policies worldwide. It offers a diverse range of options to cater to individuals looking to obtain a policy, which includes the following choices:
- Personal accident
- Medical Expenses
- Emergency Medical Evacuation and Repatriation
- Travel Inconveniences
- Personal Belongings
- Other Benefits (Personal liability, hijacking, kidnapping, funeral and burial expenses)
AIG Travel Guard
The AIG Travel Guard, renowned as a premier travel insurance choice in the Philippines, provides extensive service coverage worldwide. As detailed in the article, its policy includes the following coverage options:
- Medical expense
- Medical evacuation
- Repatriation expense
- Personal accident
- Child Guard
- Compassionate visit
- Baggage delay
- Trip cancellation
- Trip termination
- Baggage and personal effects
- Flight delay
- Loss of travel documents
- Personal liability
Fortune General
Fortune General, a renowned travel insurance company in the Philippines, extends its services worldwide. Their policies cover a wide range of destinations, including Asia, Schengen in Europe, and several other countries across the globe.
The travel insurance policy provided by Fortune General includes coverage for the following:
- Accidental benefit
- Medical expense and hospitalization
- Medical evac or repatriation
- Emergency Dental Care
- Repatriation of Family Member
- Repatriation of Mortal Remains
- Compassionate Emergency Visits
- Compassionate Emergency Return
- Care for Minor Children
- Flight Delay
- Missed connecting flight
- Trip diversion
- Strikes and aircraft hijacking
- Emergency trip cancellation
- Emergency trip termination
- Personal belongings and baggage
- Other services
Pacific Cross
Pacific Cross, a company established in the Philippines, is recognized as one of the affordable travel insurance providers. With a global reach, it offers its services worldwide, providing coverage that encompasses the following:
- In-patient and Out-Patient care
- Emergency dental treatment
- Emergency room availment and in-patient reimbursement for pre-existing conditions
- Recreational activities
- Recreational extreme sports
- Implants coverage necessitated by a covered accident
- Hospital income
- Funeral and burial expenses
- Personal accident
- Personal liability
- Land vehicle rental excess protection
- Baggage delay
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