Home Credit Calamity Loan Requirements – What You Need To Prepare & Submit

Guide on Home Credit Calamity Loan Application Requirements

HOME CREDIT CALAMITY LOAN REQUIREMENTS – Here is a guide on the requirements you must prepare in applying for Home Credit Emergency Cash Loan.

Calamities are among the unforeseen circumstances that you can prepare for but you cannot be fully prepared of. It is mainly because the forecast about typhoons, earthquakes, and other calamities cannot also predict 100% all of its effects. Thus, there are calamities that left places, families, and a lot of people in a very hard situation.

Storms can cost lives and bring down structures including households. The flooding it can cause can also wash away livelihood or a family’s only source of income. Earthquakes may also bring even high structures down.

When calamities strike, among the things that the people who are affected can turn to are the relief assistance provided by the government and the private sectors and the calamity loan offers available. However, not everyone may be eligible to apply for a calamity loan.

Home Credit Calamity Loan Requirements
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Most government agencies have made their calamity loan offers exclusive to their members aside from the set of qualifications in applying. In some cases, they are only open for those who are working or living in an area declared under a state of calamity.

Meanwhile, now, there is an offer that is open to almost everyone – the Home Credit Calamity Loan or the Emergency Cash Loan offer. It is open for victims of flood, earthquake, fire, and other calamities or disasters.

What are the Home Credit Calamity Loan requirements? According to the lending company, in applying for the loan offer, you only need to prepare your valid IDs (at least two 2 IDs preferrably). You may present any of the following:

Primary IDs:

  • PASSPORT
  • SSS
  • GSIS
  • UMID
  • Driver’s License (Professional, Non-professional, Student and Conductor’s License)
  • Voter’s ID
  • PRC New version
  • brown Postal ID (brown postal ID is only valid until May 2019)
  • Philsys ID

Secondary IDs:

  • PhilHealth
  • old version Postal ID
  • PAGIBIG ID
  • NBI
  • Company ID
  • Savings/Credt/Payment card
  • Remittance [local or abroad]
  • Water Bill
  • Landline Bill
  • Mobile Bill
  • Electricity Bill
  • Certification of Employment
  • Salary slip
  • Bank statement
  • Barangay certificate/clearance
  • Cable Bill
  • Internet Bills

For a guide on how to apply for this loan offer, you may visit – Home Credit Emergency Cash Loan: Steps on How To Apply for Calamity Loan Offer.

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