Guide on Home Credit Card 2025 Features & Application Details
HOME CREDIT CARD 2025 – You can check here a guide on the features of the excellent Visa card offered by Home Credit Philippines.
Undeniably, several years from now, credit cards were in a bad reputation after some cardholders mismanaged the use of their cards and they were left in debts. Fortunately, a lot of people have come to realize that this type of card was actually designed to bring benefits to its cardholders as long as you know how to use them well. A credit card can actually be an effective tool in tracking your monthly expenses.
Nowadays, not only banks offer credit cards but as well as some financial entities. One of which is the Home Credit Philippines, a consumer finance product provider that is operating in the country for several years now. It has several offers.
Apart from the Home Credit loans, there is now the Home Credit Card, a Visa-accredited credit card that bears excellent features.
Here are some of the best features of the Home Credit Card:
- Contactless Transactions — you can shop online or via QR conveniently through a few taps.
- Up to 45 Days Interest-Free — you can have enough time to pay up your 30-day billing statement as the due is extended by 15 more days.
- Secure Transactions — The Home Credit Card is equipped with security features like the EMV chip, PIN verification, and the SMS alerts.
- Card Protection and Insurance — The Home Credit Card Card Protection and Insurance features save you from worries in case your card gets accidentally lost. You can have it blocked right away to avoid unauthorized transactions.
- Exclusive Deals & Promos — Enjoy the perks and privileges that exclusive for the Home Credit Cardholders.
- No additional fees for bills payment — Home Credit sets zero fees when paying your bills using the Home Credit app.
The Home Credit Card has a validity period of four (4) years. This Visa-accredited card actually comes by offers from the consumer finance product provider. Home Credit will inform you via text, call, email, or a notification in your Home Credit app account.
There are only a few Home Credit Card requirements for application.