Guide on Home Credit QWARTA 2025 Benefits & Features
HOME CREDIT QWARTA 2025 – Here is a thorough guide on the excellent benefits of this credit line offer and how it actually works.
Through the years, the Home Credit Philippines which is one of the giants when it comes to providing consumer finance products in the country has continually lengthened the list of its offers. It has millions of clients in the country and it has earned the trust of countless people through the years.
Undeniably, the consumer finance product provider giant is most popular for the Home Credit Product Loan offer. It is ready to finance the purchase of a mobile phone or another gadget, an appliance, a furniture, etc.
Aside from the said loan offer, the finance entity also offers a credit line — the Home Credit QWARTA. It is a virtual credit line that comes with excellent features and benefits for the qualified clients.
The Home Credit QWARTA can be used to make grocery purchases, pay bills, and buy load. You can also top-up your Lazada wallet or purchase discounted vouchers through your virtual credit limit.
You can easily manage your QWARTA account through the app of the credit line provider. You can monitor your transactions, check your amount due as well as due date, and repay your loans online. Here are some of the amazing benefits under this offer:
- 3% discount on every load purchase
- convenience in bill payments to over 300 billers nationwide with no added fees
- 5% rebate for payments done through QR scan
How to apply for Home Credit QWARTA?
You can easily apply to the finance product offer if you have availed a product loan to Home Credit. You simply have to visit a partner store of Home Credit and inquire about the HCQWARTA to the sales associate at the store. The sales appropriate will help you in availing the virtual credit limit.
Is there an interest under the QWARTA transactions?
According to Home Credit, the interest fees apply on a daily basis after each transaction is made. It is also best to know that HC also implements penalty fees when you fail to pay for at least the minimum amount required on the due date. It will be 5% of the total amount due in the Statement of Account (SOA).
Aside from the product loan offer and the QWARTA, the consumer finance product provider also offers the Home Credit Cash Loan.