HOME CREDIT CASH LOAN – Are There Hidden Charges? Here’s the Answer

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Guide on Whether or Not Home Credit Cash Loan Got Hidden Charges

HOME CREDIT CASH LOAN – Here is a guide on whether or not Home Credit implements hidden charges on its money loan offer.

One of the most popular firms in the Philippines now when it comes to loans is Home Credit. It got several loan offers for both new clients and those who already have accounts with them.

Home Credit Cash Loan

The Home Credit is initially known for its product loan or its product financing services. You may apply for a loan and once you have been approved, you can just pay for at least 30% of the selling price of your target item and bring it home.

The rest of the balance will be paid by Home Credit. You can repay the loan in monthly installments depending on your preferred loan term. All applications are subject to the approval of the bank.

Another offer of the firm is the Cash Loan. Undeniably, it is a multi-purpose loan offer that can help you fund a project, make a huge purchase of an item not sold in its accredited stores, expand your business, etc.

The said cash loan offer got minimum requirements – the applicant must be of legal age and must present two (2) valid IDs. Do you want to know how much you can borrow under it? Feel free to visit – HOME CREDIT CASH LOAN – Minimum & Maximum Amounts You Can Borrow.

With regard to the interest and the processing charges, Home Credit will be adding it to the amount borrowed. Meanwhile, if you are worried about the possible hidden charges under the Home Credit Cash Loan, the company is firm that all payments and fees are included in the disclosure form.

Thank you for visiting our website. We hope we have helped you with regards to this matter. You may keep coming back for more informative guides.

READ ALSO: Home Credit Loan – 3 Ways To Apply For Home Credit Loan

91 thoughts on “HOME CREDIT CASH LOAN – Are There Hidden Charges? Here’s the Answer”

    • Hello Po Isang ofw from Dubai UAE 🇦🇪
      single mom of two, may Pina pa aral na Nursing, gusto ko Po Mg avail nang Cast Personal loan 30k para sa png tuition etc.

      Reply

  4. i wish to apply cash loan. im old costomer. also wish to inform my new mobile nomber i use now. is 09673171195.the old nomber got problem the globe not yet store i think so my new mobile no. I can reach me. stated above 09673171195

    Reply

  33. Paano po mag pay may outstanding balance pa po ako sa home credit di ko na po nahuhulugan kasi nawawala po yung reference number ko, since umuwi kami sa mindanao, sa cavite ko po inapply yun, paano po marecover ang account po

    Reply

  61. bakit hindi waived yong late payment charges na 200. we are under the wrath of typhoon odette last december but i tried to pay prior to my due date. i did not pay the late payment due and in january you still add 200 as late payment. ano ba naman yan? i am already paying a 3% interest per month and still you are adding late payment for the late payement charge? isnt this an oppressive act?

    Reply

  62. I have availed of cash loan for 2 times already. I have settled all my payments last December 2021. I emailed home credit asking if I can avail a new cash loan. Home Credit replied that I have to wait until for the offer to be sent to me by home credit. I have been waiting for the offer since December 2021 but until now I have not received any. I hope that home credit will send me the offer so that I can avail of a new cash loan.

    Reply

  65. Paanu po ako magbabayad sa balance ko,anu pong tel.no.ang pwede tawagan kasi gusto kuna bayaran ang balance ng loan ko,salamat po

    Reply

  68. Gusto ko po sana mag cash loan.matagal n po ko tapos sa cp n nakuha ko. Ang problem ko po bahala n yung cp n kinuha ko. Nandun po yung cp no. Ko. Bago n po yung cp no. Ko pano po mag cash loan?

    Reply

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