Guide on SB Finance Personal Loan 2023 Application Process
SB FINANCE PERSONAL LOAN 2023 – Here is a guide on how to apply for the online loan offer and the requirements to prepare.
In the Philippines, you don’t anymore have to leave your house or be absent at work to apply for a loan offer. You don’t anymore have to lose a day’s salary to obtain financial solutions through loans because of the online lenders.
One of the popular and trusted online lenders in the Philippines is SB Finance. It has multiple loan offers including the SB Finance MotorsikLOAN. If you want a multi-purpose cash loan offer, you can turn to the SB Finance Personal Loan 2023 which does not require a credit card for application.
The SB Finance has provided the loanable amounts‘ details for the reference of the aspiring clients on the range of the money it can lend. All applications are subject to the approval of the online lender.
You can repay the amount you borrowed for up to 36 months. The application is purely digital and you may follow these steps for the application to the SB Finance Personal Loan 2023 offer:
Step 1 — Are You Qualified?
Check your eligibility to the cash loan offer of SB Finance. There are different sets of criteria among the employed and self-employed applicants.
If you are employed:
- at least 21 years old at the time of application but not more than 65 years old upon loan maturity
- a Filipino Citizen
- has an office or residence landline
- stable income
- For Metro Manila: PhP15,000
- For outside Metro Manila: PhP12,000
If you are self-employed:
- at least 21 years old at the time of application but not more than 65 years old upon loan maturity
- a Filipino Citizen
- has an office or residence landline
- owner or a majority owner with at least 40% stake
- business has been operating profitably for at least 2 years
- at least 1 trade reference
- minimum gross monthly income of PhP60,000
Step 2 — Prepare the Requirements
There are specific documents that you must prepare in scanned copies for the SB Finance Personal Loan 2023 application since it will be an online application to the offer. Gather the SB Finance Personal Loan requirements for application before proceeding to apply.
Step 3 — Download the App
The SB Finance loan application will be done at the Zuki app which you can download online. You can get it from Google Play for Android users and the App Store for Apple users.