Guide on the Requirements for RCBC Car Loan Offer Application
REQUIREMENTS FOR RCBC AUTO LOAN – Listed below are the documents required for the application of the Rizal Commercial Banking Corporation (RCBC) car loan offer.
If you are currently looking for a bank where you can apply for a car loan, Rizal Commercial Banking Corp. (RCBC) is a highly recommended option. It is recognized as one of the leading financial institutions in the country.
Whether you are interested in purchasing a brand new or pre-owned vehicle, RCBC’s auto loan offer is open to both options. For more information about the specific details of this loan offer, please review the information provided below.
The RCBC Auto Loan offer welcomes applications from both employed and self-employed individuals. However, there are specific eligibility requirements that must be met to qualify for this loan offer. The following criteria must be met:
- Being a Filipino citizen or holding dual citizenship.
- Attaining a minimum age of 21 years at the time of loan application.
- Being not older than 65 years upon loan maturity for employed individuals, or not exceeding 70 years at the end of the loan term for self-employed individuals.
- Possessing a mobile number and either a residential or office landline.
- Having a stable source of income.
- For employed individuals, having a minimum of one year of employment and earning a gross monthly income of at least Php 40,000.00.
- For self-employed individuals, operating a profitable business for the past two (2) years.
Would you like to find out the specific loan amount you are eligible to borrow under this offer? For more detailed information, please visit – RCBC CAR LOAN: Minimum & Maximum Loanable Amounts & Terms.
Documentary Requirements for RCBC Car Loan Application
| For Employed Applicants | For Self-Employed Applicants |
| duly-accomplished and signed RCBC Auto Loan Application Form | duly-accomplished and signed RCBC Auto Loan Application Form |
| Certificate of Employment (COE) or latest ITR | Business registration with the Department of Trade and Industry (DTI) |
| Utility Bill | Income Tax Returns (ITR) or bank statements |
| 2 valid government-issued IDs | Audited financial statements |
| Tax Identification Number (TIN) |
The RCBC has several other loan offers for the public. To check on the full list of loans that you may apply for, feel free to visit – RCBC LOANS: List of RCBC Loan Offers & the Requirements in Applying.