Guide on the Requirements for BDO Personal Loan 2023 Application Process
BDO PERSONAL LOAN AMOUNT 2023 – Here is a guide on how much you may borrow under the cash loan offer of BDO Unibank.
In the Philippines, one of the trusted and most popular banks is BDO Unibank. It is also one of the entities in the banking field with the biggest assets. It has different types of savings and checking accounts, loans, credit cards, insurance policies, and a lot more.
One of the loans offered by the BDO Unibank is the Personal Loan 2023. It is a multi-purpose cash loan offer that boasts flexible terms and high loanable amounts. You may apply for it to finance a project, host an event, travel abroad, get your car repaired, etc.
The loan offer of BDO Unibank is open for employed and self-employed individuals. If you are employed, you must meet the following eligibility criteria to qualify for the offer of the bank:
- at least 21 years old at the time of application
- 60 years old and below upon the loan maturity
- a Filipino citizen or a foreigner who is a resident of the Philippines
- earning a minimum gross fixed monthly income of P15,000
- a regular employee
- has one (1) landline number in the place of residence or work / mobile number
- residence or office address is within the service area of BDO Unibank
The eligibility requirements for the self-employed loan applicants are different from the employed individuals. To qualify, the self-employed client must meet the following requirements:
- at least 21 years old at the time of application
- 60 years old and below upon the loan maturity
- a Filipino citizen or a foreigner who is a resident of the Philippines
- earning a minimum gross fixed monthly income of P35,000
- running a business that is operational for at least two (2) years already at the time of the loan application
- has one (1) landline number in the place of residence or work / mobile number
- residence or office address is within the service area of BDO Unibank
With regards to the BDO Personal Loan amount 2023 that you may borrow under the offer, it will depend on the assessment of the bank. Meanwhile, the banking firm has generously cited details on the range of the allowed borrowing amounts.
The minimum loanable amount under the BDO Personal Loan 2023 offer is P10,000.00. The maximum amount that you may borrow is up to P2 million. All loan applications are subject to the approval of the bank. The loan can be repaid in 6, 12, 18, 24, or 36 months.
To apply for the BDO Unibank loan offer, there are documentary requirements for BDO Personal Loan 2023 application that you must prepare and submit. Make sure to have the original copies of the documents as the bank may request their submission or presentation during the loan application.
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