Guide on Who Are Eligible To Apply for the Landbank Personal Loans
LANDBANK PERSONAL LOANS – Here is a guide on who are eligible to apply for each home loan under the Landbank of the Philippines’ Personal Loan offers.
One of the biggest banks in the country is the Landbank of the Philippines, it is the main government bank in PH. It caters a lot of services most especially to the employees of the government and the public sector. Government agency payrolls are under the bank.
You may apply for a deposit account to Landbank or you may also be eligible for a credit card or a debit card. Furthermore, this government bank also has a lot of loan offers for the public.
Among the offers of the bank are the Landbank Personal Loans which include three(3) home loan offers. They are the following:
- Easy Home Loan
- End Buyer’s Tie-Up Facility
- Bahay Para sa Bagong Bayani (3B)
Based on the official website of the bank, each of the three(3) Landbank Personal Loans mentioned above got a different set of standards on who are eligible to apply for it. That is what we will present in this article.
Landbank Easy Home Loan
This home loan offer is open for the purchase of a townhouse, a condominium unit, a residential lot, a house and lot, and other residential properties. To be eligible for this loan offer, the applicant must be:
- a Filipino citizen
- at least 21 years old but not more than 65 years old on the maturity date of the loan
- employed or self-employed
How long is the maximum loan term?
You may pay for the loan for up to twenty(20) years. The minimum loanable amount is Php 500,000.00. The amount you can borrow is subject to the approval of the bank.
Landbank End-Buyer’s Tie-Up Facility
The Landbank End-Buyer’s Tie-Up Facility is open for the acquisition of a residential lot and properties that are ready for occupancy. It is also open to fund the construction of a house. The following are the eligibility requirements under this offer:
- Developers which have current credit lines with the bank
- Developers and subsidiaries who passed the “Accreditation Process” although it has no existing credit lines with the bank
How long is the maximum loan term?
The maximum loan term is twenty(20) years for other residential properties aside from socialized housing. The latter may be paid for up to thirty(30) years. The maximum loanable amount is up to 90% of the contract price of the proprty.
Landbank Bahay Para sa Bagong Bayani (3B)
Also one of the Landbank Personal Loans is the 3B. It is open to assist a purchase of a residential lot, a house and lot, a condominium unit, or a townhouse.
You may also apply for this offer for the refinancing of an existing home loan, construction or renovation of a house owned by an OFW, or assumption of a house owned by an OFW. To be eligible to apply for this loan, the applicant must be:
- a Filipino citizen
- at least 21 years old but not more than 65 years old on the maturity date of the loan
- an OFW holding a live contract from a reputable company
- clear of adverse credit finding with other creditors
How long is the maximum loan term?
The maximum loan term under the 3B depends if the applicant has a co-borrower. If the applicant has a co-borrower, he or she may pay for the loan for up to twenty(20) years but if he or she no co-borrower, the maximum loan term is fifteen(15) years. The minimum loanable amount under this offer is the lowest paying capacity of the OFW.
Do you want to know what are the other loan offers of Landbank? Feel free to visit this page for the list – LANDBANK LOAN OFFERS – List of Loans Offered by Land Bank of the Philippines.
Thank you for visiting our website. We hope we have helped you with regards to this matter. You may keep coming back for more informative guides.
good service
I just want to inquire about other loans offered
Were in the retail store or Sari Sari , are we qualified to avail any loan from the LandBank?
09777061338
Good day! I would like to know if how many percent is the interest for the loan?
Hi,im Rowell S. Sol from Brgy.Commonwealth Quezon city,ill try to barrowed money,that i will start a small business..
Pwede bang mag loan ng salary loan lang.
Is there a loan offer to individuals who need assistance without collateral?
I am a OFW base in united Arab Emirates Abu Dhabi. How to apply a cash loan?pls send me a details.
Can i loan thru online?
Hw to avail your loan offer.?
Can we apply personally at the office?
Pwedi ang PNP mg apply for Loan?
Pede ba akong mag loan para s kapital Ng tindahan ni mrs na mga gulayan at Karne Po Ang tinda nya..ofw ako at dp mk Ali’s..matagal na nag cooperate Ang tindahan namin medyo kapos lan s kapital dhil dpo ako mk Ali’s..sn matulungan nyo po ako..salamat
I want to inquire for personal loan of landbank.
hope to hear from you.
thank you.
tess
Can we avail the loan? We are processing pnb loan a construction of 5 door apartment our collateral is the lot where the apartment will soon established. And our business is also our collateral. We have waterefilling, printing press, marketing and our public utility vehicle which is the ltfrb needs new unit.
How to apply loan
Aply about Landbank Atm cars
I want to apply for Loan to refinance my existing Home Loan…
How to avail of this housing loan where i can access?
Can I loan I’m ofw wrking dubai housemaid salary 3000 dirham
Pwede po ba ako maka loan my lote po ako bali house lang ang loan q
Pwediba ako Maka loan dito?
PERSONAL LOAN
sir gd day ofw po ako sir poydi ba ako maka pag loan sir
good morning ofw po ako poydi ba ako mag loan sir/maam sana maka loan ako sir/maam
How to apply home loan
Collateral Lot 1000 square to be survey, please notify me or give me instruction what to do.
Thanks and best regards,
Ofw because of the pandemic go back in the philippines. I like to collateral my lot 1000 square meter for personal loan and bulid an apartment.
Thanks and best regards,
Loan my bibilhin po aq
Can I borrow the money amount of 10000
Hilow I want to borrow
Paano PO magloan.. and ano PO mga requirements sa pagloloan.. salamat po
Can i apply a loan
What the requarments they need??
Applying for loan , I’m a previous seaferer, I’m using loan to make business.
I’m applying for a loan for making a business, I’m a previous seaferer.
Thank you.
Applying for loan , I’m a previous seaferer, I’m using loan to make business. I hope you can help me.
If you loan 400,000 pesos payable to 20 yrs. how much per month? … I’m OFW seaman working in cruise ship … however if I’m vacation and I want to pay for 50k can you accepted? and where you deduct? … by the principal or balance… … thank you
Please send your application form thnak you.
How can I avail or apply the loan if I am a self employed only
I just want to avail easy home loan for 15 years if available.I am a government employee.
I am a former ofw before. I am able to avail this offer?
how to avail the home loan? Tnx
may i personal loan at least20k.and how to apply?
I want to loan to help me to help my family and to finish my house
To start my own business
Loan application
Loan app
How many years is the salary loan?Do you offer a 5-year loan?
Does your bank offers 5-year term loans?
I need money for family needs..so i apply in to this.
Sir /ma’am maaari po b magloan ng agricultural loan,, tobako farmer po ako
Hello po, ano po requirements para mag loan, personal use and payment for tuition, 30k po.., need ko po as soon as possible.. Thank u po.
Pwede po mag.apply ng salary loan.Deped po.or nag.ooffer po ba kau ng buy out loan.Thnks and Godbless
Pwede Po ba mg apply Ang JOB order sa housing loan,,at Anu Po Ang requirements?thank you
Peede po ba ako mkapag loan pangkabuhayan po slmat po
Peede po ba ako mkapag loan pangkabuhayan showcase ISA pi akong massage therapist at landscaper kaya lang wala akong puhunan slmat po
How to avail for loan
Pwd ba Ako Maka loan
Pwdi bah ako mag loan sa inyo Ng 2M poh,,,Seabase ako,
Pwede po ba makapagloan para sa dagdag puhunan sa aming negosyo,,mayroon po kaming small agrivet,,
pwede po b ako makapag loan. Isa po akong ofw dito s singapore.