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PHILTRUST LOAN OFFERS – Lists of Loan Requirements & Acceptable Collateral

List of the Philtrust Loan Offers Requirements that Applicants Should Prepare & the Accepted Collateral

PHILTRUST LOAN OFFERS – Here is a list of the loan offers of Philtrust Bank, their requirements, and the collateral accepted under each offer.

A lot of banks in the Philippines offer loan to the public. These offers are cash assistance in reaching a personal goal or specifically buying a house and lot or a vehicle.

Aside from personal loan, home loan, and auto loan, some banks also have business or corporate loan offers. One of them is the Philtrust Bank or also known as the Philippine Trust Company.

Philtrust Loan Offers

Based on the official website of the Philippine Trust Company, it offers personal and business loans that can serve any of the following purposes:

  • fund a working capital
  • purchase a real estate property
  • construct a real estate property
  • renovate a real estate property
  • expansion of business
  • investment
  • import or export financing

In applying for the Philtrust loan offers, there are requirements than an applicant should gather for submission to the bank. The applicants may also use a collateral.

Here is a list of the documents needed depending on the loan offer and the collateral accepted:

Acceptable Collateral:

  • Real estate mortgage
  • Hold-out on peso or dollar deposits maintained with our bank
  • Assignment of acceptable country club shares
  • Assignment of acceptable listed shares of stocks
  • Assignment of government securities

Real Estate Collateral Requirements

  • Photocopy of Transfer Certificate of Title
  • New Tax Declaration of Land and Improvement(s)
  • Location Plan
  • Updated Real Estate Tax Receipt
  • Appraisal Fee
  • Authorization for Research of Tax Mapping and Site Location
  • Authorization for Verification of Title with the Registry of Deed

Personal Loan Requirements

Appraisal Requirements

  • Credit Application
  • Customer Information Sheet
  • 2″x2″ photos
  • Two(2) valid IDs bearing photos and signed by Philippine Authority
  • Latest Income Tax Return
  • DTI Registration for Single Proprietorship
  • Statement of Assets & Liabilities
  • Latest Audited Financial Statement

Corporate or Business Loan Requirements

Appraisal Requirements

  • Credit Application
  • Customer Information Sheet
  • 2″x2″ photos
  • Two(2) valid IDs bearing photos and signed by Philippine Authority
  • Latest Corporate Income Tax Return
  • DTI Registration for Single Proprietorship
  • Statement of Assets & Liabilities
  • Latest Audited Financial Statement
  • List of Officers and Majority Stockholders
  • SEC Registration, By-Laws, Articles of Incorporation and General Information Sheet

To apply, gather these Philtrust Bank loan requirements and bring them with you to any branch for evaluation. You will be notified regarding the status of your loan application.

Thank you for visiting our website. We hope we have helped you with regards to this matter. You may keep coming back for more informative guides.

READ ALSO: PHILTRUST BANK LOAN FEES – List of Fees & Charges In Applying For Philtrust Loan

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