Lists of PNB Cash Loan Requirements 2024 for Application Process
PNB CASH LOAN REQUIREMENTS 2024 – Here are the documents required in applying for the Personal Loan offer of the Philippine National Bank.
One of the largest banks in the country is the Philippine National Bank or more popularly called PNB. It is serving the Filipino people for decades already and its offers encompass a lot of categories include loan offers.
Aside from the PNB Car Loan, the Philippine National Bank also offers a Personal Loan. It is a multi-purpose cash loan that you may apply for to finance an event, a minor home improvement, a travel, the payment of the school tuition fees, etc.
The PNB Personal Loan offer is open for Filipino citizens who are aged at least 21 at the time of the loan application and not more than 65 years old upon the loan maturity. The borrower must also be gainfully employed or self-employed and earning a gross income of at least Php 120,000 in a year.
One of the excellent features of the loan offer is the short list of the PNB cash loan requirements. Here are the documents required by the government bank in applying for the loan offer:
- PNB Personal Loan Application Form with Auto-Debit Arrangement (ADA) Enrollment Form
- one (1) Valid Identification Document (ID) with your signature and photo
- Income Documents
- Proof of Residence/Proof of Billing
With regards to the required valid ID, you may submit either one (1) primary ID for application to the loan offer or two (2) secondary IDs. Here are the identification documents considered primary by the bank:
- Philippine Identification Card (PhilID)
- Valid Passport
- Driver’s license
- Unified Multi-Purpose ID
- Digitized BIR TIN Card
- SSS ID
- GSIS e-Card
- PRC ID
- IBP Lifetime Membership ID
- NBI Clearance
You may also opt to submit two (2) secondary IDs as part of your PNB cash loan requirements for application. Here are the secondary IDs that you may choose from:
- Police Clearance
- Digitized Postal ID
- Voter’s ID
- Tax Identification Number Card
- Barangay Certification
- Senior Citizen Card
- MARINA Professional Identification Card
- OWWA ID
- OFW ID
- Seaman’s book
- Government Office and GOCC ID (e.g., AFP, HDMF IDs)
- Certification from NCWDP
- DSWD Certification
- IBP ID
- Phil-Health ID Health Insurance Card ng Bayan
- Company IDs issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC or IC
- Persons with Disability (PWD) Identification Card
