Guide on PNB Cart Mastercard Features & Requirements for Application
PNB CART MASTERCARD – Here are the features of this credit card offer of the Philippine National Bank or more commonly called PNB.
Are you excited to have a credit card of your own? A credit card is a convenient tool in online shopping. The good news is that there are credit cards that were really designed for online shoppers like the offer of the Philippine National Bank.
More popularly called PNB, the Philippine National Bank has several offers including the PNB loans and the different credit card offers. The offers include the PNB Cart Mastercard which is perfect for online shoppers. You can check its impressive features below.
What awaits the cardholders of the PNB Cart Mastercard? The credit card offer is packed with lots of amazing benefits and features such as the following:
- start using your virtual credit card right away
- zero annual fee for life
- enjoy exclusive promos
- option to pay for your transactions, even the transactions abroad, in Philippine Peso
- multiple installment options such as the following:
- Balance Transfer or moving the balances in your other credit card to your new PNB Credit Card
- Convert-to-Cash, by converting your credit limit to cash and pay light installmentrs
- Transaction Conversion, convert your straight payments into installments
- Zero % Affordable Payment Plan (ZAPP), zero interest for installments up to 24 months when shopping in PNB partner merchants
- up to Php 250,000 Purchase Protection Insurance coverage of purchased items through the credit card against accidental damage within 90 days from the date of purchase
- up to Php 1 million travel insurance coverage when travel ticket is charged to your PNB-PAL Mabuhay Miles Platinum Mastercard
- up to Php 250,000 Fraud Transaction Insurance coverage when your cards gets lost or stolen
Are you interested to apply for the PNB Cart Mastercard offer? Here are the qualifications set by the Philippine National Bank in applying for the credit card offer:
- at least 21 years old but not more than 65 years old at the time of the credit card application
- with an annual income of at least Php 120,000
The credit card offers of the PNB are open not only for the salaried and non-salaried individuals but as well as foreigners who are residing in the country. There are varying requirements from the credit card applicants.
Here is a guide on the required documents in applying for the PNB Cart Mastercard offer:
Employed Filipinos
- latest one (1) month payslip or Certificate of Employment indicating the Gross Income, Date Hired, and Position or ITR or active principal credit card number with at least 1 year membership
- government-issued ID bearing photo and signature
- Proof of billing (any of the following):
- Utility Bills
- Credit Card Statement of Account
Self-Employed Filipinos
- Latest Income Tax Return with BIR Stamp and latest Audited Financial Statement
- government-issued ID bearing photo and signature
- Proof of billing (any of the following):
- Utility Bills
- Credit Card Statement of Account
Foreign National
Option 1
- Passport
- Alien Certificate of Residence (ACR)
- Proof of billing (for non-carded or non-depositor)
- Utility Bills (electricity, telephone, etc.) or Credit Card Statement of Account
- And any of the following:
- National ID
- Internal Revenue Service (IRS) ID
- Social Security Number (SSN) ID
- Driver’s License
- Work permit issued by DOLE (mandatory requirement) if employed in the Philippines
- Company ID issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC, or IC
Option 2
- Passport
- Unexpired Philippine Retirement Authority ID (PRA) or Special Resident Retiree’s Visa (SRRV)
- Proof of billing (for non-carded or non-depositor)
- Utility bills (electricity, telephone, etc.) or credit card statement of account
- And any of the following:
- Bureau of Immigration Approved Order
- Certificate of Deposit issued by the Bank where the PRA/Visa is deposited
