Requirements for Pag-IBIG Housing Loan Online Application

List of Requirements for Pag-IBIG Housing Loan Online Application – What To Prepare

REQUIREMENTS FOR PAG-IBIG HOUSING LOAN – Here is a guide on the documents that you must prepare in applying for this Pag-IBIG loan offer online.

Pag-IBIG Fund is one of the government agencies that is a turn to of many people for loans. Initially, it is known for its housing loan offers. Several Filipino families were able to acquire a residential property in an affordable mode through the assistance of the government agency.

Nowadays, Pag-IBIG Fund does not only offer housing loans. It has several other loan offers such as the calamity loan and the multi-purpose cash loan offer. A huge part of the Filipino populace is a member of the said government agency.

Even the COVID-19 pandemic was not able to stop the government agency from extending its services and offers to its members. It has launched a website and made a virtual application for its offers available for the convenience and safety of its members.

Pag-IBIG Fund opened its loans for online applications. Do you want to apply for a housing loan online? The requirements for Pag-IBIG Housing Loan may vary depending if you are locally employed, self-employed, or an overseas Filipino worker.

List of Requirements for Pag-IBIG Housing Loan Online Application

• scanned copy of duly-accomplished loan application form with 1×1 ID photo
• proof of income:
  • If employed…
    • Certificate of Employment and Compensation (CEC) indicating the monthly income and allowances received by the employee and signed by the employer
    • Latest Income Tax Return with attached BIR Form No. 2316
    • one (1) month payslip within the latest three (3) months
  • If self-employed…
    • ITR, Audited Financial Statements, and Official Receipt of tax payment from bank supported with DTI Registration and Mayor’s Permit/Business Permit
    • Commission Vouchers reflecting the issuer’s name and contact details (for the last 12 months)
    • Bank Statements or passbook for the last 12 months (in case income is sourced from foreign remittances, pensions, etc.)
    • Copy of Lease Contract and Tax Declaration (if income is derived from rental payments)
    • Certified True Copy of Transport Franchise issued by an appropriate government agency (LGU for tricycles, LTFRB for other PUVs)
    • Certificate of Engagement issued by the owner of business
    • Other documents that would validate the source of income
  • If OFW…
    • Employment Contract between employee and employer; or
    • POEA Standard Contract
    • CEC written on the Employer/Company’s official letterhead; or CEC signed by employe
    • Income Tax Return filed with Host Country/Government
• photocopy or scanned copy of one VALID ID with signature
• selfie photo showing your ID card

Aside from the housing loan offer, Pag-IBIG Fund has also opened an online application for its short-term loan offer. You may visit – Pag-IBIG Short Term Loan: Guide on How To Apply for It Online.