List of Loanable Amounts Under the GSIS Loan Offers
GSIS LOAN OFFERS – Here is a full list of the loanable amounts under the loans offered by the Government Service Insurance System (GSIS).
The government insurance institution in the Philippines that takes care of the insurance of the Filipinos working in the public sector is the GSIS.
The membership to the said social insurance institution requires a member to pay for the GSIS Monthly Contribution to be eligible for the privileges and benefits it offers.
Among the benefits offered to the members are the GSIS loan offers. There are several types of it depending on the purpose and the loanable amounts may vary.
Based on an article on Cashmart, here is a list of the loanable amounts under the different GSIS loan offers:
1. Enhanced Conso-Loan Plus
The GSIS Conso-Loan or consolidated loan combines the different existing loans such as the salary loan, the enhanced salary loan, the emergency loan, and the summer one-month loan into one loan.
- Minimum Loanable Amount: Php 15,000.00
- Maximum Loanable Amount: 14-Month Loan (Basic Salary)
2. Policy Loan
Under the GSIS Policy Loan, you may obtain a cash assistance based on the insurance policy that you have – either the Life Endowment Policy (LEP) or Enhanced Life Policy (ELP).
- LEP Loanable Amount: 70% of the accumulated termination value of the policy
- ELP Maximum Loanable Amount: 50% of the cash value
3. Enhanced Emergency Loan
The GSIS Emergency Loan is open for those members whose areas were struck with calamities.
- No Existing Emergency Loan: Php 20,000.00
- With Existing Emergency Loan: Php 40,000.00
4. Pension Loan
Based on the article, the GSIS Pension Loan is open for old age pensioners under the Republic Act 660 and the Republic Act 8291 and Presidential Decree 1146.
- 60-64 years old: Maximum of 6 times the BMP but not exceeding Php 100,000.00
- 65-69 years old: Maximum of 4 times the BMP but not exceeding Php 60,000.00
- 70 years old and above: 2 times the BMP but not limited to Php 20,000.00
READ ALSO: GSIS LOAN INTEREST RATES – List of Interest Rates Under GSIS Loans
THIS IS PAST TO BORROW THE MONEY
Am a pensioner when can I renew my loan thanks
I retired last 2016 can i avail the loan offer???
Can i avail enhanced conso loan ?
Can i avail emergency loan ?
Sana pwd ang pension loan sa 4times sa basic monthly pension payable six years on lesser interest.
Thank you
How about gpal-top-up?when will it resume?
I am interested in an emergency loan.
I submitted my Application, emergency loan last June 11,2020 but up to now Wala pang result I am pensioner , akala ko ba priority ang senior citizen
may I know the computation ot loanable amount in emergency and the renewal of conso loan pls
Can a 5 yr lump sum retiree can avail the loan offer?
Please inform me if my emergency loan application is approved already, thank you so much
Good morning p.o. can help pls loans benefit sss
Thank u gsis ,it helps a lot for us teachers
Im a pensioner with an existing calamity loan am I qualified for this emergency?
Sir/Madam,
I am a 74-year old retiree and had availed of the Emergency Loan recently.
Even then, I would like to avail of the Pension Loan very badly.
Thank you and I hope to hear from you soonest.
Thank you and regards.
CHALITO P. DIZON
Philippobe Coconut Authority, Dept. of
Agriculture
I want to avail gfal loan.. is it still available?
How can I apply for a maximum salary loan?
Is Top Up.GFAL still applicable
Emergency loan or consol loan
I just want to inquire about to the refund that i need to receve from your good office…i was not able to received from my umid any amount regarding tha refund
Can I avail now your enhance consol loan? Or can I ask if I can still avail any loans window in gsis?
Not yet receive refund of March 2020 until now!please🙏🙏🙏
Maam sir maayong hapon gsto tako maka loan og kalamity
Interested, i’m a pensioner how and where can i apply for pensioners’ loan considering at this time of pandemic, senior citizen are limited to go out fron home?
How to apply for the laptop loan. hom much I can avail .how many years to pay. how much is the monthly deductions?
Thank you
Teresita
pwuydi po ba ako maka avail sa emergency loan
emai me
Thank you for sending us informatio
How much can I avail with consoloan, ma’am/Sir?
I would like to ask if im capable to file emergency loan at this moment..
Thank you.
Can I avail such pension loan?
December 8, 2021
I am a pensioner living abroad at 199 Rollins Ave Rm 411,Rockville MD 20852. I apply a loan last November 2018 and I fully paid last November 2020. I want to renew my loan last year January 2021 but due to pandemic I could not travel due to travel restriction.
I call today Dec. 8, 2021 @GSISCebu APIR and I told the staff name Joel Tuba and ask if I can renew my loan. He told me to apply online. If I can renew my loan, all my information is on file for reference and I would like to increase my loan if possible to 30,000 from 20,000.
You can email me if there is an additional information like the application form.
Thank you ver much for taking my request.
Miry Stamatakis
December 8, 2021
I am a pensioner living abroad at 199 Rollins Ave Rm 411,Rockville MD 20852. I apply a loan last November 2018 and I fully paid last November 2020. I want to renew my loan last year January 2021 but due to pandemic I could not travel due to travel restriction.
I call today Dec. 8, 2021 @GSISCebu APIR and I told the staff name Joel Tuba and ask if I can renew my loan. He told me to apply online. If I can renew my loan, all my information is on file for reference and I would like to increase my loan if possible to 30,000 from 20,000.
Thank you ver much for taking my request.
Miry Stamatakis