Requirements for Pag-IBIG Home Loan: List of Documents You Must Submit

Guide on Requirements for Pag-IBIG Home Loan Offer

REQUIREMENTS FOR PAG-IBIG HOME LOAN – Here is a list of the documents that you must submit in applying for Pag-IBIG Housing Loan.

One of the government agencies that you may turn to for loans is Pag-IBIG Fund. It is popular for its housing loan offer that has helped a lot of its members achieve their target residential property.

Requirements for Pag-IBIG Home Loan
Photo Credit: The Manila Times

There are documents that you need to submit to Pag-IBIG Fund in applying for the housing loan offer. These includes documents that are personally yours and those that will come from the owner of the property you wish to purchase.

List of Requirements for Pag-IBIG Home Loan

From Borrower:

  • duly-accomplished Housing Loan Application Form with recent ID photo of borrower/co-borrower (2 copies)
  • Proof of Income
    • If employed…
      • Certificate of Employment and Compensation (CEC) indicating the applicant’s gross monthly income and monthly allowances or monetary benefits received
      • Latest Income Tax Return (ITR)
      • one-month payslip
    • If self-employed…
      • ITR, Audited Financial Statements, and Official Receipt of tax payment from bank
      • Commission Vouchers reflecting the issuer’s name and contact details
      • Bank statements or passbook for the last 12 months
      • Copy of Lease Contract and Tax Declaration
      • Certified True Copy of Transport Franchise
      • Certificate of Engagement issued by owner of business
      • other document that would validate the source of income
  • one (1) valid ID

From Seller:

  • Transfer of Certificate of Title
  • Updated Tax Declaration and Real Estate Tax Receipt
  • Vicinity Map / Sketch Map leading to the property subject of the loan

Apart from the documentary requirements in applying, there are eligibility requirements set under this loan offer. To check if you are qualified to apply for the loan, you may visit – Pag-IBIG Home Loan Qualifications: Who Are Qualified to Apply for Pag-IBIG Housing Loan.

You may also visit – Pag-IBIG Housing Loan Calculator: Here’s To Check about your Loanable Amount

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