Pag-IBIG Housing Loan Requirement: List of Documents You Need To Prepare and Submit

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Guide on Pag-IBIG Housing Loan Requirement – What You Need to Prepare in Applying

PAG-IBIG HOUSING LOAN REQUIREMENT – Here is a list of the documents that you need to prepare and submit in applying for a home loan.

The Pag-IBIG Fund is one of the entities that you can turn to for home loans. It offers up to 30 years repayment of the loan offer.

Pag-IBIG Housing Loan Requirement
Photo Credit: The Manila Times

With regards to the eligibility requirements in applying for a housing loan to Pag-IBIG Fund, to check if you are qualified for the said offer, you may visit – Pag-IBIG Home Loan Qualifications: Who Are Qualified to Apply for Pag-IBIG Housing Loan.

Pag-IBIG Housing Loan Requirement List

The Pag-IBIG Housing Loan requirement list includes documents from both the buyer (Pag-IBIG member) and the seller. In the case of the buyer, here are the personal documents that are required:

  • duly-accomplished Housing Loan Application Form with recent ID photo of borrower/co-borrower (2 copies)
  • Proof of Income
    • If employed…
      • Certificate of Employment and Compensation (CEC) indicating the applicant’s gross monthly income and monthly allowances or monetary benefits received
      • Latest Income Tax Return (ITR)
      • one-month payslip
    • If self-employed…
      • ITR, Audited Financial Statements, and Official Receipt of tax payment from bank
      • Commission Vouchers reflecting the issuer’s name and contact details
      • Bank statements or passbook for the last 12 months
      • Copy of Lease Contract and Tax Declaration
      • Certified True Copy of Transport Franchise
      • Certificate of Engagement issued by owner of business
      • other document that would validate the source of income
  • one (1) valid ID

In the case of the seller, the buyer Pag-IBIG member who wish to apply for a loan to fund a residential property purchase must seek the following documents from the seller or the owner of the propery:

  • Transfer of Certificate of Title
  • Updated Tax Declaration and Real Estate Tax Receipt
  • Vicinity Map / Sketch Map leading to the property subject of the loan

You may also visit – Pag-IBIG Loan Offers: Full List of Loans You May Apply For

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