Pag-IBIG Housing Loan Interest Rates Based on the Fixing Period – FULL LIST
PAG-IBIG HOUSING LOAN INTEREST – You can find a complete list of the interest rates implemented by the Pag-IBIG Fund based on the fixing period.
The Pag-IBIG Fund is widely known for its Housing Loan offer which has helped countless Filipinos obtain residential properties. It can help finance a residential property purchase, house construction, home renovation, and even existing home loan take-out.
Under the loan offer of the Pag-IBIG Fund, the member-borrower may pay for the loan for up to 30 years — thus paving the way for light monthly installments.
With regards to the Pag-IBIG Housing Loan interest rates, they depend on the fixing period agreed on the application. Also, the repricing may affect the rates.
Here are the latest interest rates based on the repricing period set:
| Pag-IBIG Housing Loan Interest Rates | |
| 1-Yr* Fixing | 5.750% |
| 3-Yr Fixing | 6.375% |
| 5-Yr Fixing | 6.625% |
| 10-Yr Fixing | 7.375% |
| 15-Yr Fixing | 8.000% |
| 20-Yr Fixing | 8.625% |
| 25-Yr Fixing | 9.375% |
| 30-Yr Fixing | 10.000% |
There are documentary requirements for Pag-IBIG Housing Loan set by the government agency for application. In applying for the loan offer, you can download the application form online to save money, time, and energy.
You can check for the online copies of the Pag-IBIG Housing Loan Application Form for Members, Pag-IBIG Housing Loan Application Form for Co-Borrower, and the Pag-IBIG Application Form for Loan Restructuring.
Aside from the housing loan offer, the government agency also provides Pag-IBIG Multi-purpose Cash Loan or the MPL.
Under the MPL, the borrower may obtain up to 80% of his or her total contributions posted to the government agency. Members who have posted at least 24 monthly contributions in their accounts may go for the Pag-IBIG cash loan application to address their short-term financial needs.