Guide on Philam Life AIA Health Cover Features, Benefits & Coverage
PHILAM LIFE AIA HEALTH COVER – Here is a guide on the benefits and coverage of this health insurance offer of Philam Life.
One of the best preparations for the unforeseen circumstances is getting an insurance policy. There are different kinds and each has specific purposes or coverage that is for the benefit of the insured.
In fact, the benefits of the insurance policies may extend to the family and loved ones of the insured. This usually happens in life and health insurance policies.
One of the insurance companies that have different kinds of insurance policy offers is Philam Life. One of its health insurance policy offers is Philam Life AIA Health Cover.
The Philam Life AIA Health Cover aims to help the insured be prepared against hospitalizations. It can help you pay for the hospital bill and focus on your recuperation without worrying about where to get the fund for the expenses.
Features and Benefits of this Philam Life Health Insurance offer:
- Comprehensive Health Coverage. This health plan includes coverage against 57major critical illnesses and 34 minor critical illnesses. In case of diagnosis, the insured will receive a lump sum cash benefit under the plan. The health conditions covered includes heart attack, cancer, and stroke.
- Life Insurance Coverage. One of the best things about this plan is that it does not only offer the benefits of a health insurance but as well as a life insurance. In case of the unexpected, the family of the insured will receive a lump sum benefit which can be as much as 45 times of the basic annual premium under the plan.
- Daily Hospitalization Income. The insured will receive Php 5,000.00 for every day that you are confined in a hospital to help cope with the expenses.
- Waiver of Premium for Critical Illness. In case the insured will be diagnosed with a critical illness during the policy payment years, the premiums, both basic and riders, will be waived freeing the insured from financial worries.
Philam Life has not stated the premium under this offer. Meanwhile, you may visit the official website of the insurance company – Philam Life.
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