Requirements Home Credit Cash Loan 2023 — Here’s What You Need in Applying

Lists of Eligibility & Documentary Requirements for Home Credit Cash Loan 2023 Application Process

REQUIREMENTS HOME CREDIT CASH LOAN 2023 – You can check the guide below for the qualifications and the requirements in applying for the Home Credit loan offer.

One of the most popular cash loan offers nowadays is the offer of Home Credit. It is extended to clients, previous and present, who have good credit records. The offer is extended through a text message, a call, an email, or a notification in your My Home Credit app account.

Are you one of the people who recently received the cash loan offer or positively hoping to get one soon with you good credit records with the lending company? The best thing to do is to prepare the requirements for Home Credit Cash Loan 2023 application.

Before checking in the documents that you need to prepare, it is best to know the factors considered by the lender for qualification to the loan offer. To qualify, here are the eligibility requirements:

• a Filipino
• good credit record with Home Credit Philippines
• at least 18 years old upon the loan application
• not more than 68 years old upon the loan maturity

There are only a few documentary requirements for Home Credit Cash Loan 2023 application. Here are the documents that you will need:

• at least one (1) primary ID or two (2) secondary IDs indicating your photo and current address
  • Primary IDs acceptable to Home Credit:
    • Unified Multi-Purpose ID (UMID)
    • LTO Driver’s License
    • Philippine Identification Card
    • Postal ID (New)
    • Voter’s ID
    • Professional Regulation (PRC) ID – must be presented with a Secondary ID indicating address
  • Secondary IDs acceptable to Home Credit:
    • Postal ID (Old)
    • NBI Clearance
    • Barangay Certificate
    • Phone Bill
    • Water Bill
    • Electricity Bill
    • Mobile Bill
    • Cable Bill
    • Internet Bill

For approved applications, there are two (2) main options on how you can get your loan proceeds — through a bank transfer or through a cash pick-up at a partner store. Here are the options under both categories:

Repayment of Loan. The Home Credit Cash Loan Payment can be done in any of the four (4) ways which you can check in details so you can pick which to prefer:

• Enroll to Auto Debit Arrangement
  • Open for the Following Bank Accounts:
    • Bank of the Philippine Islands
    • Rizal Commercial Banking Corporation (RCBC)
    • PNB (Philippine National Bank)
    • Metrobank
    • BDO
    • BDO Network Bank
    • UnionBank
    • Security Bank
• Pay on the Mobile App
• Pay on the Website
• Pay Over-the-Counter
  • 7-Eleven
  • Touchpay
  • SM Bills
  • Palawan Express
  • Asia United Bank (AUB)
  • UnionBank OTC
  • BDO OTC
  • Bayad Center
  • USSC
  • Cebuana Lhuillier
  • RCBC OTC
  • Digipay