Home Credit Cash Loan 2023 — How To Apply via Mobile App

Guide on Home Credit Cash Loan 2023 Application Process via Your Mobile App Account

HOME CREDIT CASH LOAN 2023 – Here are the steps in applying for the offer via your My Home Credit mobile app account.

Home Credit Philippines rose fast in the field of lending. It is one of the most popular and trusted lenders in the country and its offers meet the demands of a lot of Filipinos — which is probably one of the reasons behind its massive success.

Aside from its product financing service which it is greatly popular for, the lender also offers the Home Credit Cash Loan. It is often extended to previous and existing clients of the lender who have good credit records or are good payers.

There is a short list of eligibility requirements for the cash loan offer. To qualify, the loan applicant must meet the following eligibility criteria for application:

• a Filipino
• good credit record with Home Credit Philippines
• at least 18 years old upon the loan application
• not more than 68 years old upon the loan maturity

With regards to the loanable amount under the Home Credit Cash Loan 2023, it depends on the offer of the lender. Meanwhile, it has generously posted the range of the borrowing amounts allowed under the offer.

The loan is payable between six (6) months up to sixty (60) months. It will be under the monthly add-on interest rate for Home Credit Cash Loan. You may apply for the loan offer online through your My Home Credit app account.

Here are the steps in applying for the loan offer online:

• Step 1 — Prepare the requirements for Home Credit Cash Loan 2023.

• Step 2 — Log-in to your My Home Credit app account.

• Step 3 — Scroll down to “My Offers”. Click the cash loan offer.

• Step 4 — Update your personal information for the application for pre-approval to the loan offer.

• Step 5 — Fill in the online Home Credit Loan Application Form including the disbursement method you prefer if the loan is approved.

• Step 6 — After filling in the online Home Credit Loan Application Form, wait for a text message from the lender regarding the verdict on your loan application.

• Step 7 — Sign the contract by entering the One-Time Password (OTP) sent to you by Home Credit.

• Step 8 — Receive your money. There are two (2) methods of loan proceeds releasing which you can check below.

In repaying the amount your borrowed, you can choose from any of the Home Credit Cash Loan Payment methods available. You can choose the most convenient way for you:

• Enroll to Auto Debit Arrangement
  • Open for the Following Bank Accounts:
    • Bank of the Philippine Islands
    • Rizal Commercial Banking Corporation (RCBC)
    • PNB (Philippine National Bank)
    • Metrobank
    • BDO
    • BDO Network Bank
    • UnionBank
    • Security Bank
• Pay on the Mobile App
• Pay on the Website
• Pay Over-the-Counter
  • 7-Eleven
  • Touchpay
  • SM Bills
  • Palawan Express
  • Asia United Bank (AUB)
  • UnionBank OTC
  • BDO OTC
  • Bayad Center
  • USSC
  • Cebuana Lhuillier
  • RCBC OTC
  • Digipay