Home Credit Cash Loan Late Payment Penalty Clients Must Be Aware Of

Guide on Home Credit Cash Loan Late Payment Penalties Depending on Delay

HOME CREDIT CASH LOAN – Here is a guide on the late payment penalty implemented by Home Credit Philippines.

Undeniably, a multi-purpose cash loan is one of the types of loans that are in-demand. It is mainly because of its flexibility on the purpose it can serve or it can be applied for.

Under this loan offer, you may fund a celebration, make a big purchase, pay for the school tuition, buy a new pet, travel, etc. Do you also have a long overdue goal that you wanted to push through soon?

You may turn to Home Credit Philippines. It is one of the lending firms that has a multi-purpose loan offer.

Home Credit Cash Loan

The cash loan offer of the said lending firm is open not only for those former clients and those who have existing accounts with them. Even new clients may avail it. All applications are subject to the approval of the company.

Do you want to know how much you can borrow under this cash loan offer? Feel free to visit – HOME CREDIT CASH LOAN – How Much You Can Borrow Under It.

One of the best things to consider before applying for the Home Credit Cash Loan is the late payment penalty. Although you earn big every month, it is still beneficial to be aware of how much you will have to pay for in case you missed a payment. It depends on the delay as shown in the following:

  • Any time after your due date: + Php 200
  • 30 days past due: + Php 400
  • 60 days past due: + Php 600
  • 90 days past due: + Php 800

Home Credit clarified that there are no other charges nor fees apart from the late payment penalty. Your monthly amortization will stay as-is.

Thank you for visiting our website. We hope we have helped you with regards to this matter. You may keep coming back for more informative guides.

READ ALSO: Home Credit Loans – Full List of Home Credit Philippines Loan Offers

34 thoughts on “Home Credit Cash Loan Late Payment Penalty Clients Must Be Aware Of”

  1. magloloan po sana ako 5000 nawalan po kc aq ng trabaho..makakabalik ako baka ngaung september..makakabayad din po ako.panggastos lng po ngaung lockdown pa.

    Reply
  2. Hi, I pay P1602 on Sept 6, 2020 for account number 4000133923 it was my 8th payments. As I know my 9th due is free but when I check my account earlier today I still have remaining balance.why?

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  3. I’m complaining about the new rules,, bakit naman binago ninyo ang down payment sa uutanging gadgets ,,bakit kalahati sa presyo nang gadgets ang e down payment bago makuha ang laptop? E kung pwedi baguhin na ninyo ang inyong patakaran, hindi kalahati sa presyo ang e down payment sa item na kukunin namin

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  4. Sir/Mam,
    Till now wala pa po akong trabaho dahil nag under home quarantine po ako,wala pa po akong ibabayad talaga at lago po akong nag eecplain kada tatawagan ako,di po ba pwedeng wag magpenalty yung patient na nga posotive at nag quarantine dahil wala din pong work,thanks

    Reply
  5. Sa case naman nangyari sa akin 12 months payment naka auto debit arrangement ako sa home credit but after 10 months of auto debit bigla sila tumigil sa auto debit and they want my payment thru diff payment channel Ang problema dipa ako nakakauwi nangyari pinag bayad ako Ng penalties and late payment na sila naman Ang may kasalanan.unvelibable situation.

    Reply
  6. bakit pinatongan nnyo ang cash loan ko na wala nmn akong late sa pagbayad.ang pagbayad ko ay every 2-5 ang sched.my panahon na nagbayad ako sa 5 na pero umaga yon.sa 7/11 pa nga yon.pakisagot nga.ty

    Reply
  7. Hope yung home creadit meron kayong term for 2 years payment
    .hindi yung kayo masusunod .gusto ninyo 3 yeaars para malaki interest makuha ninyo binanaon ninyo ninyo sa interest yung mga client ninyo sobra kayo mag patong ng interest.sana baguhin ninyo hayaan ninyo mamimili yung client kung ilan years more on your client mas gusto nila ng maikli lang yung term sa pag bayad.

    Reply
  8. I really need loan,for finding my expensive my lawyer fly to London, for meeting with the bank board if director enforcement documents afadavit,power of attorney from next of kin.

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  9. Sana exempted na ang down payment sakung,kc dating customer na ako.naisipan ko kasing mag install ulit ng clphone,kaso may down payment.

    Reply
  10. how can i avail, i finish paying my homecredit last may, i think… it was an appliances. so I want to know how on cash loan?

    Reply

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