Pag-IBIG Contribution for OFW Members Based on the Monthly Salary

Guide on Pag-IBIG Contribution for OFW Members of the Fund as per the Amount of Income

PAG-CONTRIBUTION FOR OFW – Here is a guide on the monthly contributions for overseas Filipino worker members based on their monthly salary.

The Pag-IBIG Fund is one of the biggest government agencies in the Philippines. Millions of Filipinos in the country are members of this government agency. There are also Pinoys working abroad or overseas Filipino workers (OFWs) who are members of the state institution.

The Housing Loan is undeniably the Pag-IBIG Fund’s most popular loan offer. It has helped countless Filipinos acquire residential properties in an affordable way or through light monthly installments.

Aside from the said loan offer, the Fund also offers a Pag-IBIG cash loan or the officially called the Multi-Purpose Loan (MPL) that was designed to address the short-term financial needs of members as well as the Pag-IBIG Calamity Loan that assists members in times of natural disaster.

To be eligible to these loan offers, a member must maintain an active and updated account by regularly posting the Pag-IBIG contribution. The rates may vary depending on the source of income and the amount that a member earns in a month.

The Pag-IBIG contribution for OFW members of the state-run social insurance agency depends if the employer is subject to a mandatory Pag-IBIG coverage or not. There are several overseas employers including those in the maritime industry who are subject to support the members in their monthly contributions.

With regards to the Pag-IBIG contribution rate for overseas Filipino workers (OFWs) whose employers are not subject for Pag-IBIG coverage, if the member is earning more than P1,500 monthly, the contribution rate is 2% of the member’s monthly income.

There is a different Pag-IBIG monthly contribution 2023 for self-employed members of the government agency.