Guide on Pag-IBIG Monthly Contribution Rate 2023 for Self-Employed Members Based on Income
PAG-IBIG MONTHLY CONTRIBUTION 2023 – For self-employed members earning P5,000 and above, here’s a guide on the Pag-IBIG Fund monthly premium.
Are you one of the members of the Pag-IBIG Fund? There are millions of Pinoys in the country who are members of this government agency which is one of the biggest state agencies. It extends services to thousands of its members daily.
The Pag-IBIG Fund has several offers for its members including multiples loans — the Multi-Purpose Loan or more popularly called the Pag-IBIG Cash Loan, the Pag-IBIG Housing Loan which is the loan offer that a lot of members have applied for, and the Pag-IBIG Calamity Loan that was crafted to help members in times of natural disasters.
To maintain your Pag-IBIG account updated for the possibility of qualifying to the loan offers, you need to regularly post a monthly contribution. It is also called as the monthly premium.
The Pag-IBIG Fund members have different sources of income. Some are employed locally while others are self-employed. There are also overseas Filipino workers (OFWs) who are members of the state agency. Different premiums were set for the members depending on the source and amount of income.
The Pag-IBIG Monthly Contribution 2023 may vary. For self-employed members who are earning P5,000 and above in a month, the premium is 3% of the total amount earned monthly.
For example, if you are self-employed who earns P7,500 in a month, you will have to pay the monthly premium of P225.00 which is 3% of the amount earned in a month.
As mentioned earlier, the Pag-IBIG Fund has several loan offers that the Pag-IBIG Fund has crafted for its members. For your convenience most especially for those who cannot leave their work to secure a copy of the loan application form, you can do it online:
