BDO Credit Card “Visa Classic” Features & Application Requirements

Guide on BDO Credit Card “Visa Classic” Application

BDO CREDIT CARD VISA CLASSIC – Here are the features of this credit card offer as well as the requirements for application.

If you are looking for a credit card that can earn you rewards while helping you pay the bills conveniently, one of the credit card providers that you may turn to is BDO Unibank. It is one of the biggest banks in the country that has earned the trust of millions of Filipinos.

BDO Unibank
Photo Credit: BusinessWorld Online

The trusted banking entity does not only have several BDO loan offers that you may apply for but as well as credit cards. One of the offers is the Visa Classic which has a list of excellent features for the benefits of the cardholders.

BDO Credit Card Visa Classic

Features of the BDO credit card “Visa Classic”. Here are the excellent benefits of being a Visa Classic credit cardholder:

  • FREE membership
  • Installment Programs:
    • Buy Now, Pay Later from over 20,000 in-store and online partner stores nationwide
    • 0% Interest
    • convert your credit limit into cash and pay in easy installments up to 36 months
    • convert recent single-receipt purchases of at least ₱5,000 or $200 to installment using your BDO Credit Card
  • secured online shopping experience

Qualifications for the Visa Classic Credit Card. Here are the eligibility requirements set by the bank for application:

  • 21 – 60 years old for PRINCIPAL and at least 13 years old for SUPPLEMENTARY Cardholders 
  • a Filipino citizen or a foreigner who is a resident of the Philippines 
  • minimum gross fixed monthly income requirement: ₱15,000

BDO Credit Card Requirements. Here are the documents needed in applying for the Visa Classic offer:

  • For Locally-Employed Filipino Applicants:
    • any valid photo-bearing Government-issued ID
    • photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) or BIR Form 2316 signed by employer’s authorized representative
    • any one of the following valid documents:
      • Valid VISA and work permit
      • Alien Certificate of Registration (ACR) or Immigrant Certificate of Registration (ICR) or ACR-I
      • valid passport with any of the following
        • Special Investors Resident VISA
        • Special Non-Immigrant VISA for PEZA investors and employees
        • VISA with EO226
  • For Self-Employed Filipino Applicants:
    • any valid photo-bearing Government-issued ID
    • photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) and Audited Financial Statements for at least two (2) years
    • photocopy of registration of Business Name
      • DTI Registration for Single Proprietorship or SEC Registration for Partnership / Corporation
    • last 3 months’ bank statements (OPTIONAL)

How To Apply for BDO Credit Card Offer. There are only four (4) easy steps in applying for the Visa Classic to BDO Unibank.

  • Step 1 — Submit all your required documents to BDO Unibank.
  • Step 2 — Wait for an update from BDO regarding the status of your credit card application
  • Step 3 — Once approved, the bank will notify you again if your credit card has been released for delivery.
  • Step 4 — Activate your credit card real-time.

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