Guide on BDO Credit Card “American Express” Application
BDO CREDIT CARD AMERICAN EXPRESS – Here are the features of this credit card offer as well as the requirements for application.
When it comes to credit cards, one of the banks that you may turn to in the Philippines is BDO Unibank. One of the largest banking entities in the country, its offers actually encompass savings and checking accounts, loans, and credit cards among others.
If you are looking for a credit card with a worldwide acceptance, one of the excellent choices is the American Express. Aside from the BDO loan offers being ready to assist you, this credit card can be an additional preparation in times of financial needs. It has an excellent set of features which you can check below.
Features of the BDO credit card “American Expresss”.
- automatic waiver of annual membership fee when you spend ₱450,000 in a year
- Installment Programs:
- Buy Now, Pay Later from over 20,000 in-store and online partner stores nationwide
- 0% Interest
- convert your credit limit into cash and pay in easy installments up to 36 months
- convert recent single-receipt purchases of at least ₱5,000 or $200 to installment using your BDO Credit Card
- convert up to 30% of your credit limit into cash
- worldwide acceptance
- secured online shopping experience
Qualifications for the American Expresss Credit Card. Here are the eligibility requirements set by the bank for application:
- 21 – 60 years old for PRINCIPAL and at least 13 years old for SUPPLEMENTARY Cardholders
- a Filipino citizen or a foreigner who is a resident of the Philippines
- minimum gross monthly fixed income requirement: ₱66,000
BDO Credit Card Requirements. Here are the documents needed in applying for the American Express offer:
- For Locally-Employed Filipino Applicants:
- any valid photo-bearing Government-issued ID
- photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) or BIR Form 2316 signed by employer’s authorized representative
- any one of the following valid documents:
- Valid VISA and work permit
- Alien Certificate of Registration (ACR) or Immigrant Certificate of Registration (ICR) or ACR-I
- valid passport with any of the following
- Special Investors Resident VISA
- Special Non-Immigrant VISA for PEZA investors and employees
- VISA with EO226
- For Self-Employed Filipino Applicants:
- any valid photo-bearing Government-issued ID
- photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) and Audited Financial Statements for at least two (2) years
- photocopy of registration of Business Name
- DTI Registration for Single Proprietorship or SEC Registration for Partnership / Corporation
- last 3 months’ bank statements (OPTIONAL)
How To Apply for BDO Credit Card Offer. There are only four (4) easy steps in applying for the American Express to BDO Unibank.
- Step 1 — Submit all your required documents to BDO Unibank.
- Step 2 — Wait for an update from BDO regarding the status of your credit card application
- Step 3 — Once approved, the bank will notify you again if your credit card has been released for delivery.
- Step 4 — Activate your credit card real-time.
