PNB Home Loan: Who Are Qualified to Apply for Housing Loan Offer

List of PNB Home Loan Qualifications for Application

PNB HOME LOAN – Here is a guide on the qualifications set by the Philippine National Bank (PNB) under its Housing Loan offer.

Getting a residential property now is more achievable with the presence of loan offers from entities like banks, lending companies, and government agencies. Truth be told that are a lot of options that you can turn to when it comes to home loan offers.

The offer of the Philippine National Bank, the PNB Home Loan, is one of the best options that you can turn. The state-run bank has opened its offer for any of the following financing purposes:

  • purchase of vacant lot, house and lot, condominium unit townhouse
  • house construction
  • home improvement
  • refinancing of an existing home loan

How much you may borrow under this loan offer? To check on the loanable amounts set by the Philippine National Bank, you may visit – PNB Housing Loan: Minimum & Maximum Loanable Amounts under the Offer.

PNB Home Loan
Photo Credit: Manila Bulletin

Like in other loans, there are qualifications or eligibility requirements that PNB set under its loan offer. Meanwhile, the list is visibly short.

Qualifications for PNB Home Loan Offer:

  • Filipino citizen
  • at least 21 years old upon the loan application
  • not more than 65 years old upon the loan maturity
  • employed or self-employed

How about the interest rate? To known the details about the interest rate implemented under this PNB loan offer, you may visit – PNB National Bank Home Loan Interest Rate under the Offer – Here’s A Guide.

Aside from the eligibility requirements, there are documentary requirements that you must prepare and submit in applying for this PNB loan offer. To check on the list of documents needed, feel free to visit – PNB Loan Requirements for House Acquisition: List of What You Need to Prepare.

You might also like to visit – PNB Business Loan: Minimum & Maximum Loanable Amounts

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