PNB BUSINESS LOAN OFFERS – Full List of Business Loans Offered by PNB

Guide on the PNB Business Loan Offers You May Apply For

PNB BUSINESS LOAN OFFERS – Here is a full list of the business loans offered by the Philippine National Bank (PNB).

One of the best ways to grow your money is through a business. Not everyone undeniably has enough capital for a business but, nowadays, a lot of banks offer cash assistance to businessmen including the Philippine National Bank (PNB).

The PNB is one of the most popular and the biggest banks in the country. It continues to offer excellent services for several decades now. Among its services are the loan offers including the PNB Personal Loan and PNB Home Loan.

Aside from the two, there are also several PNB Business Loan offers that the public may apply for.

Based on the official website of the bank, here is a full list of the PNB Business Loan offers that are open to the public:

Term Loans

Long Term Loans – These offers aim to provide for the financing of a project, the expansion of facilities, and the acquisition of goods and services. Its maturity date is up to seven(7) years.

Short Term Loans – These offers aim to provide working capital requirements and the acquisition of materials and supplies. Its repayment is within a year.

Specialized Lending Programs

Revolving Credit Line – Helps in augmenting the operating and working capital requirements and can be obtained through promissory notes.

Omnibus Line – This is a multi-purpose business loan that depends on the credit requirements of the borrower.

Peso/FX Convertible Credit Line – This cash assistance program is exclusive to the earners of foreign exchange and it aims to provide for short-term requirements.

Discounting Line – Under this program, you can apply for the conversion of the checks paid by your customer to you into cash.

Domestic Bills Purchased Line – This program also offers check-to-cash conversion services.

Sugar Loans Programs

Sugar Crop Production Line – This credit facility is open for sugar planters.

Sugar Quedan Financing Line – This credit facility is “against acceptable raw/refined sugar quedans available to both sugar millers and traders”

Operational Loan – This loan offer aims to provide for the working capital and/or requirements for sugar mills by CAPEX.

Time Loan – This program is open for long-term capex of sugar mills.

Time Loan Agricultural – This loan offer aims to assist in meeting the other sugar production requirements.

Other Loans

• Loans to Local Government Units – Loans provided by LGUs.
• Small Business Loan Program – Aims to provide for the business expansion.
• Trade Services and Finance
  • Trade Services
  • Letters of Credit (L/Cs)
  • Documentary Collections under Open Account, Documents against Acceptance/Payment
  • Guarantees in the form of Standby L/Cs
  • Collection of Custom Duties and Taxes
  • Advisory Services
  • Trade Finance
    • Import Financing thru LC/TR Lines
    • Export Financing thru Export Advance Lines (pre-shipment financing), or Export Bills/Drafts Purchased Lines (post-shipment financing)
  • Structured Trade Finance
    • Export-Import Bank of United States’ (US-EXIM) Guarantee Program
    • Export Credit Agency (ECA) Lines

To apply for any of the PNB Business Loan offers, you may visit – https://www.pnb.com.ph.

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