Home Loan RCBC Requirements for Employed Individuals – Here’s What You Should Prepare

Guide on Home Loan RCBC Requirements for Employed Applicants

HOME LOAN RCBC REQUIREMENTS FOR EMPLOYED – Here are the documents that you need to prepare in applying for Rizal Commercial Banking Corporation (RCBC) Housing Loan.

Are you planning to get a residential property under a loan offer? You can turn to Rizal Commercial Banking Corporation which attends to several purposes. More commonly called RCBC, you may apply for a loan to finance any of the following purposes:

  • acquisition of a vacant lot, house and lot, condominium unit, or townhouse
  • refinancing a home loan
  • building a house
  • home renovation
  • loan for multi-purpose

RCBC has opened its home loan offer for locally employed individuals in the Philippines. You can check on the documentary requirements and eligibilities set by the bank below.

Home Loan RCBC Requirements for Employed
Photo Credit: Orange Magazine

Who are qualified to apply for RCBC Home Loan? If you are locally employed, you must be:

  • a Filipino citizen or a dual citizen (if foreigner, the applicant must be married to a Filipino citizen)
  • at least 21 years upon the loan application but not more than 65 years old upon the loan maturity
  • having a contact number (mobile number and residence or office landline)
  • in the current company for at least a year already and earning a minimum gross income of P40,000.00

Home Loan RCBC Requirements: Prepare the following documents…

  • duly-accomplished and signed RCBC Home Loan Application Form
  • copy of TCT and Tax Declaration (Land and Improvement)
  • for the purpose of home construction, prepare the bill of materials
  • proof of income:
    • Certificate of Employment (COE)
    • latest Income Tax Return (ITR)
    • two (2) valid government-issued IDs
    • Tax Identification Number (TIN)
    • utility bill

For a guide in applying for RCBC Home Loan, you may visit – Apply RCBC Home Loan: How To Apply & the Requirements in Applying.

You may also read – RCBC LOANS: List of RCBC Loan Offers & the Requirements in Applying

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